Whether you are in school or stepping into the society, everyone is familiar with proof. Proof is a kind of certificate to prove your identity, experience or the authenticity of something. How is the general certificate drafted? The following is the proof of the income I collected for you. Welcome to share. Proof of income 1

This is to certify that _ _ _ _ _ _ _ _ is an employee of our company, who has worked in our company for _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ In the past year, the average monthly income (after tax) of this employee in our company was _ _ _ _ _ _ _ _ _ _ (in words: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _).

the employee's physical condition is _ _ _ (good, poor).

We hereby promise that the above certificate is correct and true. If the above certificate is inconsistent with the facts, which leads to economic losses of your bank, we promise to bear legal responsibilities such as compensation.

this is to certify that.

company name:

company address:

company phone number:

manager: proof of income 2

1. What is proof of income?

proof of income is a kind of proof of economic income that people need in their daily production, life and business activities. Generally, when handling visas, bank loans, credit cards, etc., you will be required to issue a certificate of economic income from the party concerned.

2. Why should I issue a proof of income?

proof of income can directly reflect the borrower's repayment ability, which is an important indicator to measure whether the borrower has repayment ability, and it is also one of the means for banks to control credit risk.

3. How do I get an income certificate when applying for a house loan?

each bank has different requirements for income certificates. Some banks have a uniform format, while others don't. You can ask the lending bank in advance and ask the bank to give a copy if there is a uniform format.

4. What misunderstandings should I pay attention to when applying for the income certificate of mortgage loan?

Myth 1: The more proof, the better

When applying for a mortgage, it is not that the more proof of income, the better. The key is to highlight the weight of the proof of income you provide.

when actually issuing the income certificate, some information needs to be filled in. Including personal basic information (personal name, ID card information, job title, payroll, working years, etc.) and key information about the company (company address, contact number, signature of the person in charge of the unit, official seal of the unit, etc.). In addition, you can attach a company's commitment to the truthfulness, credibility and accuracy of your personal work certification information.

Myth 2: The higher the income, the better

Income certificates are generally filled in according to their actual income, but of course they are not all so-called "seeking truth from facts". At this time, the applicant needs to grasp a certain degree and analyze the specific problems.

In general, applicants need to consider their own work situation and the economic situation of their workplace. For example, employees in sales and finance in first-tier cities can write a slightly higher income certificate, as long as they can afford the monthly repayment in the future. Of course, the premise is that it must conform to its own bank flow. In addition, it should be consistent with the size and economic situation of your company, at least not too much deviation, and the bank's loan review is relatively strict.

Myth 3: The income must be more than twice the monthly payment

Sometimes, buyers will find that their income certificates are issued, but they can't reach twice the monthly payment. Does this mean that they can't get a house loan? In fact, I have three solutions for your reference.

First, increase the down payment ratio, reduce the loan amount, and extend the loan term as much as possible, but the economic pressure of paying down payment in advance will be greater; The second is to appropriately increase the income filled in the income certificate, but we should pay attention not to exaggerate it blindly, otherwise the monthly repayment amount will increase accordingly in the future, which will affect the quality of life in the future; Third, it is possible to increase the number of * * * borrowers, with two names written on the house purchase contract, with the buyers as the main lenders and the * * * borrowers as the sub-lenders, so as to increase the total income and further increase the bank loan amount.

Myth 4: You can't get a loan to buy a house without an income certificate issued by the company

Although most people can get the income certificate issued by the company, private entrepreneurs, freelancers and other groups can't issue the income certificate of the company, so they can't buy a house? Of course not.

if private owners are unable to issue income certificates, they need to provide the bank with business license, tax registration certificate, tax payment certificate (different regions require different time for continuous tax payment) or bank deposit slips for the last six months. If you are a freelancer, it is best to provide a bank deposit slip for nearly 6 months or a tax payment certificate for personal income tax. Proof of income 3

** Bank:

This is to certify that Mr./Ms is a regular employee of our company and has worked in our company for years;

its id number is;

its position is;

the job title is;

its annual income is (RMB in words);

This certificate is only used by your department when the employee applies for a credit card. Please keep it confidential. Proof of income 4

This is to certify that the employee of our company: _ _ _ _ _, ID number (passport number): _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ The average monthly income during the year was _ _ _ _ _ yuan.

this is to certify that!

our company guarantees that the information provided is true and reliable. This income certificate is only used for the employee to apply for a loan from your bank. Proof of income 5

This is to certify that xx is an employee of our company, has been working in our company for 2xx years, graduated from xxxxxx with a degree, and now she works as a professional in our company. In the past year, the average monthly income (after tax) of this employee in our unit is xxxx yuan (in words: xxx million, xxx million, xxx million and xxx yuan only). The employee's physical condition xxx (good, poor).

we hereby promise that the above-mentioned certificates are correct and true. If the above-mentioned certificates are inconsistent with the facts and cause economic losses to your bank, we promise to undertake all legal responsibilities such as compensation.

this is to certify that.

official seal of the company

name of the company: xxxx

address of the company: xxxx

phone number of the company: xxxx

proof of income of the manager: 6

to xxx (bank):

xxx (name and number of identity document) is an employee of our company, who has been working in our company since xx, xx, xx, XX, and now xxx. In the last year, the employee's monthly after-tax income was RMB xx (including salary, bonus, allowance, housing accumulation fund, share dividend and other income after tax). Our unit will ensure that the above certificate is true and effective.

(official seal of the company) Address of the company: xxxxx

Contact person of the personnel department of the company (signature): xx

Certificate of income of the fixed telephone number of the personnel department of the company on xxxx

xxxx Branch:

This is to certify that _ _ _ _ _ _ _ _ _ _ _ _ _. I have worked in this company for _ _ _ _ _ _ _ _ years continuously, with the highest education of _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ The average monthly income of this employee in the past year is _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _. At present, the employee's physical condition is _ _ _ _ _ _.

we hereby promise that the above-mentioned certificates are correct and true. If the above-mentioned certificates are inconsistent with the facts, which leads to your bank's economic losses, we promise to bear all legal responsibilities for compensation.

this is to certify that.

official seal of the company or seal of personnel department

Handler:

Certificate of annual income 8

This is to certify that XX (ID number: XX) is an employee of our company, and he joined our company on April 2th, 2xx as a buyer, with a monthly income of XX yuan/month.

this certificate is only used for applying for a credit card, not for other purposes.

Certificate of income of xx Co., Ltd.

2xx on January 2, 9

Jiang 'an Sub-branch of Bank of Communications hereby certifies that XX (Mr. and Ms.) is a regular employee of this unit. 2. Contract workers; 3. Temporary worker), who has been working in this unit for 2xx years, currently holds the post of xx in this unit. At present, the employee's highest education is xx and his physical condition is xx. The average monthly income (after tax) of this employee in the past year is RMB xxxx. We promise that the above scenario is correct and true, and we are willing to bear all responsibilities if the above proof is inconsistent with the facts and causes economic losses to your bank. This is to certify that.

official seal of the company or seal of the personnel department:

signature of the person in charge of the personnel department:

certificate of income on xxxx day of 2xx. 1

This is to certify that xxx ID number is an employee of our company, and has worked in our company for xxx years and xxx months, with an annual income of xxxx yuan; This certificate is only used for employees to apply for car loans, and it is not used for other purposes.

this is to certify that. Note: full name of company: telephone switchboard of xx company: xxxx address: xxxx

company seal:

certificate of income on xxx day in xxx year 11

This is to certify that _ _ _ _ _ _ _ _ _ _ _ (Mr. or Ms.) is an employee of our company and has worked in our company for _ _ _ _ _ _.

this is to certify that our unit is responsible for the authenticity of this certificate.

address of the company: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _____________

telephone number of the company: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _. Bank of China Co., Ltd. _ _ _ _ _ _ _:

This is to certify that (name) _ _ _ _ _ (ID card/military officer's card/passport number) _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ This is to certify that.

our company is legally responsible for the authenticity of the contents of this income certificate

official seal of our company

________ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ In the past year, the average monthly income (after tax) of the employee was RMB XX.

this certificate is limited to the employee's credit card use, and our company will not take any responsibility for all possible consequences caused by the employee's credit card use.

This is to certify that

Name of the company

Date: XX XX XX XX Income Certificate 14

Dear Principal, my child graduated from Zhaotong Experimental Primary School and is now studying in No.2 Middle School in Zhaoyang District. During the period of studying in Class * * * of District No.2 Middle School, the children's grades have been between 1 and 15 in the whole class (4 to 7 in the whole grade). In order to give children more and better opportunities to receive education and learn knowledge in a better learning environment, I hereby apply to your school: I hope to transfer to your school. We would appreciate it if the headmaster agrees, and the children will work hard in their future studies, so as to abide by the school rules and regulations and greet the learning of new knowledge with the best attitude. Salute!

Applicant: proof of liujing's income 15

This is to certify that _ _ _ _ ID number () is an employee of our company, who has worked in our company for _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ This certificate is only used for employees to apply for credit cards, and it is not used for any other purpose. This is to certify that.

note: full name of company: company

switchboard:

address:

company seal:

year, month and day.