When we get the card, there will be a billing date on the introduction of the card. The billing date is 18 to 22 days later, which is the last date to ask the cardholder to return the payable amount. For credit card non-cash transactions, the interest-free repayment period is from the bank bookkeeping date to the due repayment date.

The interest-free repayment period varies according to the regulations of various banks, ranging from the billing date to the final repayment date, and the longest is from the day after the billing date to the final repayment date next month. During this period, you can pay off all the current payable amount at any time.

Extended data

Credit card repayment instructions:

1, repayment delay: time tolerance.

2. Time tolerance: if the cardholder owes less than 3 days 10 yuan, it will be regarded as timely repayment, and the bank shall remind him 3 days before the due repayment date of the credit card. If you accidentally forget to repay, the cardholder should immediately call the bank customer service to apply for time service within 3 days after the repayment date.

3. Automatic repayment: Automatic repayment is the most time-saving and worry-free of all repayment methods of credit cards. However, the reduction of inter-bank repayment limit by some banks may lead to the failure of automatic deduction. Cardholders who are accustomed to using inter-bank automatic repayment business should pay attention to the repayment status of credit cards to avoid overdue.

Baidu encyclopedia-credit card repayment

Bank of Communications Credit Card official website-Important Notes