China Agricultural Bank's credit card installment payment service is a one-time consumption payment service provided by China Agricultural Bank for cardholders to purchase goods (or services) at their request. According to the cardholder's requirements, the consumer funds will be collected in installments through the cardholder's credit card account, and a certain installment fee will be charged. The cardholder shall enter the account on a monthly basis and repay it on a monthly basis.

Application conditions and processing flow of consumer installment payment

First, the time to apply for installment consumption

The deadline for application is from the next day of consumption to the end of business on the first billing day.

Second, apply for the initial amount of consumption installment.

The initial amount of a single transaction applying for credit card installment of ABC is 500 yuan, and the maximum credit limit is Jinsui Credit Card.

Third, the installment period is optional.

At present, ABC provides three, six, nine, 12 and 24-month installment services, and cardholders can freely choose the installment service period according to their own needs.

Four, the consumer installment fee

The monthly installment fee for credit card consumption of ABC is 0.6% of the installment principal, accurate to the minute. See the following table for the benchmark fee rate of consumer installment business:

Verb (short for verb) handler

Telephone application: From the second day of the consumption date to the day before the billing date, call the customer service hotline 40066-95599 and press 5 to apply.

Application for registered users of online banking: registered users of online banking credit cards can log in to apply for online banking.

SMS application: You can apply for staging after receiving the SMS prompt of staging information the next day after consumption and replying to the corresponding content within the specified time.