1. The New Deal of 20 17 said that cash withdrawal is a late payment fee, but the issuing bank can negotiate with customers to collect liquidated damages. Not completely cancelled. However, the liquidated damages will be collected in one lump sum, and will not be deducted in the form of compound interest, so as to avoid the phenomenon of late payment fees and interest rolling and reduce the burden of overdue fees for cardholders.
Second, but late fees are not the most important. If the cardholder fails to repay the loan, it will affect the cardholder's personal credit record and affect the cardholder's handling of related business in the future.