Everbright Bank online banking, mobile banking, WeChat official account have recommended links, sent to others. If the newcomer clicks, the recommendation is successful, but the new customer must use the bank's credit card to complete the first brush, and the recommendation is successful. According to the recommendation of the recommender, different rewards will be given, such as credit card points, electronic coupons and some valuable gifts. The more successful recommenders, the higher the level of preferential gifts. Among them, the bank will ask for relevant information from the corresponding recommender, generally without proof of income, and there will be corresponding contact between the recommender and the recommended person. If there is a problem of delayed repayment, you will contact the referee; If you apply for another bank's credit card by credit card, you need to take a photo of the credit card and a copy of the relevant documents before you can apply for a new card.