1. Will CCB’s credit card not answer outbound calls?

If CCB’s credit card calls you and you don’t answer, there should be no problem.

CCB card outbound call is a call initiated by CCB customer service center system to the customer. After the call is connected, the user will usually be recommended or invited to handle related business, such as credit card installment repayment, etc. Whether to carry out relevant business will be decided based on the situation and will have no impact on the normal use of credit cards by users.

2. Credit card

Credit card, also called credit card, is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. It takes the form of a card with the name of the issuing bank, validity period, number, cardholder name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Consumers holding credit cards can shop or consume at specially appointed commercial service departments, and then the bank will make settlements with merchants and cardholders. Cardholders can overdraft within the prescribed limit.

Starting from January 1, 2021, the credit card overdraft interest rate will be determined independently by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of credit card overdraft interest rates will be cancelled. The daily interest rate is 0.7 times 5/10,000).

3. China Construction Bank

China Construction Bank, established on October 1, 1954, is one of the five major state-owned commercial banks and a large state-owned bank managed by the central government. The main business areas of China Construction Bank, a ministerial-level unit, include corporate banking, personal banking and treasury services. It has branches and subsidiaries in 29 countries and regions, and owns funds, leasing, trusts, life, property and casualty insurance, investment banking, and futures. , pension funds and other subsidiaries in multiple industries.

China Construction Bank has a broad customer base and maintains banking business relationships with many large enterprise groups and leading enterprises in China's strategic economic industries. Its marketing network has covered major regions across the country.

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