The credit card limit is usually two or three times the amount of salary. We know that the income source of the card applicant is an important reference factor for banks to determine the credit card limit. So how much is the credit card limit based on salary? Does the higher the salary, the higher the credit card limit? Be careful, let me tell you about the relationship between credit card limit and salary. According to the experience of many cardholders, the credit card limit will be about two times or three times the monthly salary of the card applicant. For example, if a cardholder's monthly salary is 5,000 yuan, he is very likely to get a credit card with a limit of 10,000 yuan or 15,000 yuan. There is another way to think about the question of how much the credit card limit is based on salary: when the credit card users’ units are stable, the first approval of the card is generally about 20% of the annual income. For example, card friends with a monthly salary of about 5,000 yuan can get it. The amount is around 15,000-20,000. Of course, these are just the experiences of some cardholders. In fact, the relationship between credit card limit and salary is not as close as we imagine. The credit limit issued by the bank will be affected by many aspects: If the card applicant every Monthly income is paid in the form of salary cards, bank statements can be checked, and there is no bad credit record. It is not difficult to apply for a credit card with a limit of more than 10,000; however, if the monthly salary payment time is unstable, or it is paid directly in cash Proforma issuance is not conducive to application. If cardholders choose the four major state-owned banks, the credit card limits they can get are generally very low. Cardholders with a monthly salary of about 5,000 yuan are estimated to only be able to apply for cards with a limit of 10,000 yuan, while commercial banks can get higher credit cards. Quota. Seeing this, I believe that card friends have already made their own judgments about how much their credit card limit is based on their salary. It is recommended that if you want to apply for a high-value credit card, it is best to provide sufficient application information to the bank when applying for the credit card.