YY credit application conditions 1. The borrower must be over 18 years old and have good personal credit. There must be no stain on the central bank’s credit report, let alone a credit shady, an Internet shady, or a shackle. ; 2. You can authorize credit cards and Sesame Credit points from YY Credit; 3. If you want to apply for an anchor loan, you need to receive a text message invitation code, and not all anchors can apply; 4. Have a certain income and willingness to repay , can repay the loan in full and on time; 5. The current liabilities are reasonable and have enough ability to bear more loans. Generally speaking, users who meet the above conditions can try to apply for YY credit. However, the approval rate of YY credit is not 100%. YY's high-quality anchors and high-quality users have a higher probability of passing. In addition, friends who receive the invitation code are those who have passed the preliminary review. Therefore, it will be easier for these friends to apply for YY credit. The above introduces you to the application conditions of YY credit. I believe you have already understood whether YY credit is easy to make a payment. In general, whether YY's credit is good or not depends on everyone's actual situation.