The method of canceling a credit card is as follows:

1. Cancellation at the counter: Credit card users can bring their valid ID and credit card to the counter of the card issuing bank to apply for cancellation of the credit card, and then the staff will Help us with credit card cancellation.

2. Telephone cancellation: If the credit card no longer wants to be used, the cardholder can directly call the customer service hotline on the credit card, follow the voice prompts to manual service, and then enter the ID number, credit card number and other information After identity verification, you can apply to cancel the credit card. When applying to manual customer service to cancel a credit card, the customer service may persuade us to continue using the credit card. If we really have no need to continue using it, then be firmer.

Note that whether you choose to apply for cancellation at the bank branch counter or by calling the customer service hotline, when applying to cancel a credit card, you need to pay off the credit card debt in advance and ensure that there is no balance in the credit card account. , and you need to ensure that there is no balance in the credit card account before you can cancel the credit card. Otherwise, you cannot cancel the credit card whether there is a balance in the account or a debt in arrears.