What are the pros and cons of the Agricultural Bank of China visa credit card? < /p>
Platinum credit card service hotline: 4006195599 (for areas where 400 is not available, you can dial 021-61295599; overseas service hotline: 86-21-61295599).
Warm reminder: "400-" is charged according to local call standards; "021-" is charged according to local call standards in Shanghai, and long-distance charges are applied in other areas.
(Answer time: June 17, 2022. In case of business changes, please refer to the actual situation.)
Can the Agricultural Bank of China visa card be used in China
The Agricultural Bank of China VISA card can be used in China.
As long as the merchant's POS machine has opened the VISA settlement channel, it can be used. The Agricultural Bank of China VISA card can also be used to withdraw local currency at the counters of various Agricultural Bank of China outlets or overseas bank outlets with the logo of relevant credit card organizations or VISA and other companies.
The Agricultural Bank of China VISA card is just a type of credit card. Anyone can apply as long as they meet the bank's requirements. When applying, you generally need to be over 18 years old, have a legal and valid identity certificate, and have the ability to repay on time. Good personal credit is the basic condition for applying for a credit card.
VISA card has been issued by Visa International since the end of 1982. Its predecessor, National Bank America (NationalBankAmericard Inc.), was established in 1959 and issued Bank America card (Bank-Americard) in California, USA.
In 1977, the name was changed to Visa and the first debit card was issued. In 1987, multi-currency clearing and settlement services were launched, which promoted the efficiency of cross-border payment and settlement. In 1997, the total transaction amount of brand payment products exceeded $1 trillion.
In 2008, Visa was listed on the New York Stock Exchange (NYSE) and became the largest IPO in U.S. history with a financing amount of US$19.7 billion. The stock trading code is "V"; as of 2008, On December 31, 2019, debit card transactions in the United States exceeded credit card transactions for the first time.
Visa cards can be accepted at more than 29 million merchant transaction points around the world, and can withdraw cash at 1.8 million ATMs, providing unlimited convenience. There are more than 1.85 billion Visa cards in circulation worldwide, which is enough to prove that Visa is the most popular payment brand. Visa offers a wide range of credit and debit products to meet various payment and life needs.
The VISA card provides convenience for users to travel and spend abroad. However, there is a certain amount limit on using the Agricultural Bank of China VISA card to withdraw cash abroad. The daily accumulation cannot exceed 1,000 US dollars or its equivalent, and the monthly accumulation cannot exceed 5,000 US dollars or equivalent, the cash withdrawal limit generally does not exceed 50% of the credit card limit.
Nowadays, many domestic banks can issue VISA credit cards. Credit cards usually marked with the VISA logo are VISA credit cards. However, when these credit cards are used for domestic consumption, they are all UnionPay lines, and when going abroad, the cards are used. They are all visa lines, so there is no difference in payment.
Gold Card
Whether you are a new customer with a good credit record or an old customer who has always supported Visa cards, please upgrade to Visa Gold Card immediately to enjoy the gold standard of superior services.
As long as you hold a Visa gold card, you can enjoy a credit limit generally exceeding US$5,000, a revolving credit limit, emergency replacement of new card services and travel cash payment services. In addition, Visa Gold Card holders can enjoy travel accident insurance, medical and legal service introduction and assistance, and 24-hour toll-free telephone support from the Visa Global Emergency Service Center.
Platinum Card
The Visa Platinum Card offers an extra high credit limit, tailor-made travel hospitality services and entertainment projects, US$500,000 travel accident insurance, and a series of fascinating and exclusive benefits discount.
Infinite Card
The Visa Infinite Card transcends the boundaries of ordinary payments and provides credit limits that are hard to find anywhere else, unimaginable convenience, tailor-made offers, and unparalleled service. Only a few invited people can enjoy the unique status of the Visa Infinite Card.
What is the annual fee for the Agricultural Bank of China’s “visa credit card”?
Credit cards can be divided into different brands according to their brands: VISA, MASTER, and UnionPay cards
Credit card annual fee standards
The annual fee for the main card of the Personal Platinum Card is 300-3,000 yuan/year, and the annual fee for the supplementary card is 150-2,000 yuan/year;
Personal Gold The main card is 160-200 yuan/year, the supplementary card is 80-100 yuan/year;
The personal ordinary card is 80-100 yuan/year for the main card, and the supplementary card is 40-50 yuan/year;
Business card 200 yuan/year
Zunran Platinum Series
Collection version main card: 3000, additional card: 2000
Essential moderator card : 880, additional card: 500
Little Platinum Series
Main card: 580, additional card: 300
Personal Gold/General Card
< p>Single currency: regular card 80, additional card 40, gold card 160, additional card 80Double currency: regular card 100, additional card 50, gold card 200, additional card 100