CITIC visa standard credit card can be applied online, which is convenient and fast. After the applicant fills in the relevant information online, he enters the data review stage.
Extended data:
Detailed application materials are as follows:
1, identification: generally, it is an ID card (if you use a new ID card, you need a copy of the front and back), and soldiers need to provide a copy of the military ID card;
2. Work certificate: it can be the original work certificate issued by the employer, or a copy of the work permit verified and marked by the sponsor;
3. Financial proof: it can be a payroll record issued by a bank, an income tax withholding certificate, or a house, car, deposit and other materials that can prove the financial level.
Other documents for reference include: personal account list of social insurance in the last 6 months, water, electricity and gas bills, credit card bills of other banks, etc.
After receiving your information, the bank credit card center will generally complete the review within 10 working days. The applicant can check the card processing progress in the column of CITIC Credit Card official website within 7 working days after submitting the application, and it can be seen that the applicant is in the "card issuance review" stage.
Whether it is approved or not, CITIC Bank will send text messages. If it passes the preliminary examination, it will take 2 working days to make the card, and it will be sent to the company address within 15 working days.
Generally speaking, it takes about 20 days for CITIC visa standard credit card to apply for a card. If you want to improve the approval rate, you must fill in the application form truthfully, with a monthly salary of at least 5,000 yuan and above, and provide economic proof as much as possible.
What are the reasons for the rejection of the application and what should I do if the credit card application is rejected? Today, Bian Xiao will talk to you.
1. self-identification
The bank is afraid to lend you money because the income from work is unstable and there is no deposit in its name. Bad credit, especially debt, is more likely to be rejected. Don't say anything if the information isn't written well, bite your teeth and swallow it! However, there are not a few people who are rejected because the information is not carefully filled in.
2. Wrong card face/bank selection.
Credit cards are divided into ordinary cards, gold cards, platinum cards and other card types, and the amount and rights of different card types are different. Some card friends saw the rights of some big platinum cards at a glance! But I may not even have a credit card. This is embarrassing. Therefore, it was suggested that Baihu Kayou should apply for the universal card of Easy Card Bank.