You can apply for a credit card with your passport. Foreigners only need a passport to apply for a credit card. If you are a domestic resident, you only need to provide your resident ID card.

In most cases, citizens who have full capacity for civil conduct (citizens over 18 years old in mainland China) and have certain direct financial resources can apply for a credit card from the card issuing bank. Sometimes, legal persons can also be applicants.

Applicants for credit cards can be divided into units and individuals. Applicants should be institutions, enterprises and business units, foreign-funded enterprises and individual industrial and commercial households with independent legal person status in my country.

Each unit applying for a credit card can receive a main card and multiple (5-10) supplementary cards as needed. To apply for a credit card, an individual must have a fixed occupation and a stable source of income, and provide a guarantee to the bank.

The forms of guarantee include personal guarantee, unit guarantee and personal capital guarantee. The application method is generally by filling in a credit card application form. The content of the application form generally includes the name of the applicant, basic information, economic status or source of income, guarantor and his/her basic information, etc.

And submit certain copies of documents and certificates to the card issuing bank. After the customer fills in the application form truthfully according to the content, the customer must also submit the relevant credit certificate while submitting the completed application form.

The application form is accompanied by a contract for using the credit card. The applicant authorizes the card-issuing bank or relevant departments to investigate its relevant information, and submits a statement of the authenticity of the information, the card-issuing bank's privacy protection policy, etc., and must have an application A person's autograph.

Extended information:

According to the "Regulations on the Supervision and Administration of Credit Card Business of Commercial Banks":

Article 35

Commercial banks shall Establish a credit card business application material management system. The head office (head office, foreign-funded legal person bank) will uniformly number credit card application materials, and implement a registration system for the entry, use, and destruction of application material information.

Article 36

The following basic information shall be fully disclosed to the cardholder on the face of a credit card: the legal person name of the card-issuing bank, brand logo and anti-counterfeiting mark, card type (credit card, loan debit card, quasi-credit card, etc.), card number, cardholder’s name in pinyin (foreign name), validity period, cardholder’s signature strip, security verification code, precautions, customer service phone number, and bank website address.

Article 37

The text of credit card application materials printed by the card-issuing bank shall contain at least the following elements:?

(1) Applicant information: No. , applicant’s name, valid ID name, ID number, unit name, unit address, residential address, billing address, contact number, contact name, contact phone number, contact verification information, other verification information, etc.;?

(2) Contract information: receipt contract (agreement), credit card regulations, important reminders, notification methods of changes in contract information, etc.;?

(3) Fee information: main charging items and charging levels, charging information query channels, notification methods for changes in charging information, etc.;?

(4) Other information: the credit card held by the applicant and its credit limit, applicant’s statement, applicant’s confirmation column and signature column, card-issuing bank service phone number and bank website, complaint channels, etc.

The "Important Tips" should be listed in a conspicuous manner in the credit card application materials, including at least the basic conditions for applying for a credit card, the required basic application information, interest calculation rules, annual fees/late fees/over-limit fees Collection method.

Tips on reading and signing the contract (agreement), tips on the security and confidentiality of the applicant’s information, tips on legal responsibilities and handling measures related to illegal use of credit cards, and other tips on the applicant’s credit and rights and obligations. Content and other information with significant impact.

Clearly the applicant’s confirmation column should contain the following statement, and require the customer to copy and sign: “I have read all the application materials, fully understand and clearly understand the relevant information of the credit card product, and am willing to abide by the contract. (Agreement) rules.

”

Article 38

The card-issuing bank shall publicly and clearly inform the applicant of the application materials and basic requirements that need to be submitted. The application materials must be signed by the applicant himself and shall not be Cards are issued without the customer's knowledge or against the customer's wishes?

The credit card supplementary card application materials accepted by the card-issuing bank must be signed by the principal cardholder in person, recorded by customer service call, electronically signed or held by the card. Confirmation by a method recognized by both the user and the card-issuing bank

Baidu Encyclopedia-Credit Card