No.

Let me tell you straight to the point that credit card debt will not become a bad debt. If you owe a lot on your credit card, you will definitely be held legally responsible by the bank, and in serious cases you will be jailed. If you owe a small amount and you don't repay it, the interest will keep piling up, and you will suffer heavy losses. This is the serious consequence of overdue credit card payments.

When using credit cards, you must use them according to your own financial conditions. If you have such repayment ability, you can spend it as you like. However, if your financial situation is very poor, it is recommended that you do not use credit cards to pay.