ICBC’s multi-currency credit card can simultaneously meet the overseas payment needs of RMB, US dollars, Euros, Hong Kong dollars, British pounds, Japanese yen, Singapore dollars, Canadian dollars, Australian dollars, Swiss francs and New Zealand dollars, and is different Unlike other banks' multi-currency credit cards, which must first be exchanged with U.S. dollars and then converted from U.S. dollars to foreign currencies, when used directly in countries or regions corresponding to 10 foreign currencies, consumption can be automatically made in the local currency without the need for U.S. dollar conversion.
The process of applying for an ICBC credit card is:
1. Apply for an appointment online; submit application materials
2. After submitting the application materials, the bank will conduct a preliminary review and the application will be approved. After contacting the bank staff for confirmation, they will come to collect personal information (proof of identity, employment certificate, financial resources); or you can go to the bank yourself to submit the certification documents.
1. The age must be between 18-60 years old;
2. Identity certificate: usually an ID card (if you are using a new version of the ID card, a copy of the front and back sides is required) , military personnel need to provide a copy of their military ID;
3. Work certificate: It can be the original work certificate issued by the unit where you are employed (please indicate the specific company name, department, position and income, and stamp the company name official seal or personnel seal), or a copy of the original and marked work permit/plate that has been verified by the promoter;
4. Proof of financial resources: it can be a salary record issued by a bank, or an income tax withholding certificate, or Documents proving the market value of houses, cars, deposits and investments (such as copies of real estate certificates/car driving licenses/bank time deposit certificates) and other documents that can prove the level of financial resources.
Other documents available for reference include: social security personal account list for the past 6 months, water and gas bills, credit card bills from other banks, etc.
3. After the information is approved, the card will be mailed according to the filled-in mailing address information;
4. Activate the binding and open the card.