Home Credit is a financial company founded in 1997 and headquartered in the Czech Republic. It provides consumer financial solutions, including credit loans, installment payments, credit cards and insurance services. Home Credit's main customer groups are low- and middle-income people who often cannot access credit services from traditional banks.

In recent years, Home Credit has expanded to many countries and is now in Russia, Poland, Romania, Kazakhstan, Ukraine, Italy, China, Slovakia, South Africa, Mexico, India, Philippines and Vietnam. The country conducts business. In these countries, Home Credit has gained strong competitiveness and a broad user base.

Although Home Credit provides users with convenient financial services, it has also been criticized. Some believe Home Credit's loan rates are too high, and in some countries the company has been fined for violating regulations. In addition, because the company mainly targets low- and middle-income people, these people may be more vulnerable to high interest rates and opaque loan conditions.