If the credit card is in normal status and not overdue, you can apply for installment on the statement, but you can't apply for installment for the overdraft and installment. If you haven't applied for the installment of the consumption part of this bill, you can apply. After the installment application is successful, the repayment will be made according to the minimum repayment amount shown in the bill, which will not affect the credit history of the installment.