You should be referring to the limit of online transactions. This problem occurs because the "batch running" time of the Guangfa Credit Card system is from about 12 o'clock in the evening to 7 o'clock in the morning (you can understand it as the data processing and clearing time) time).

During this period, because your transaction data has not yet been processed and confirmed, it is still considered that you have exceeded the limit. This is an illusion, at least it cannot be processed at the moment. So the only thing you can do is wait patiently, sleep peacefully, and trade after 7 a.m. the next day.

1. Basic introduction

1. Guangfa Credit Card is the first domestic standard credit card issued by China Guangfa Bank in 1995, and it is also the first credit card to achieve profitability. The card has a preset credit limit in accordance with international standards. Spend first and repay later. No pre-deposit is required. You can use the credit limit for overdraft consumption and cash withdrawal transactions.

2. The interest-free period for overdraft consumption can be up to 50 days. As long as you repay in full before the repayment due date specified by the bank, you can enjoy the interest-free period from the date of transaction to the date of repayment. Interest-free treatment until the payment due date. The repayment method is flexible, you can pay it off in full, or choose the minimum repayment amount, enjoy revolving credit, and manage your finances more freely.

2. Development History

1. In January 2011, it won the "Credit Card Business Consumer Satisfaction" award in the "360 Bank Review" activity of Yinsu.com.

2. In January 2011, he won the 2010 "Volunteer Power Award" from the China Youth Development Foundation.

3. In February 2011, GF Zhenqing Platinum Card won the "Fashion Credit Card - Exquisite Charm Award" on the financial management style list of the "Boutique Shopping Guide".

4. On February 25, 2011, China Guangfa Bank and China Economic Huitong Co., Ltd. jointly issued the first joint credit card in China that combines rebate discounts for gas and consumption - Guangfa China Economic Huitong Co-branded Card. Industry insiders believe that this cooperation marks China Guangfa Bank’s new offensive in the field of credit cards for car owners, and is also another important strategic plan for Guangfa Card to vigorously develop business and travel co-branded cards.

5. On March 8, 2011, as a gift for Women’s Day, the True Love Card was upgraded for the third time. “LadyClub” True Love Club was officially established. All GF True Love Card users will be automatically upgraded to “LadyClub” True Love Card. Club members, this means that GF “True Love Card” users will enjoy more comprehensive and diversified services.