Is it true that ICBC's credit card accumulation fund is raised by 60 times?
The so-called 60-fold increase of ICBC's credit card provident fund means that customers who deposit the housing provident fund first set up a joint card of ICBC's housing provident fund, then apply for ICBC's gold flash loan, and then level the credit card quota after ICBC's gold flash loan is approved. After the leveling is successful, the credit card limit will increase.
The operation process is simple. After setting up the joint card of ICBC's provident fund, open ICBC's mobile banking app-Golden Flash Loan, and select a marketing branch to submit an application. If successful, it will display the maximum loanable amount of gold flash loan, and then return to the main interface of mobile banking to enter the credit card. If the maximum adjustable amount is displayed, pull the horizontal line of the amount adjustment to the far right, and confirm according to the prompt, then you can withdraw the cash.
Many cardholders did increase the credit card limit through ICBC's flash loan, but it may not be 60 times. This is comprehensively evaluated by the system according to the applicant's credit situation and card use behavior, and not everyone can increase the quota in this way.
It should be noted that although ICBC Gold Flash Loan is a sub-product of e-loan, it can provide services for housing provident fund depositors, but it is only provided in some areas, such as Beijing and Tianjin. Cardholders can log in to mobile banking and click "Huixuan-Local Service". If there is a gold flash loan, you can try to handle it, otherwise you can't apply.