If it is a China Merchants Bank credit card, you need to check whether the card type has changed. If only the limit changes, the card type does not remain unchanged, and it cannot be considered a high-end credit card.

The annual fee for China Merchants Bank’s credit card is RMB 100 per year for a regular card and RMB 300 per year for a gold card. The annual fee is charged once a year. If you apply for 2 or additional cards at the same time, the annual fee for the second card or additional card will be 1/2 of the first card. The annual fee is calculated from the issuance date of your card (the validity period under the credit card number, the previous date is the issuance date), not the calendar year. If it is a platinum card, please refer to the web link for the annual fee?

If you successfully apply for a China Merchants Bank credit card, the annual fee for most cards in the first year will be waived or waived by the China Merchants Bank credit card or partners who advance it for you. Within a full year of the card's validity (from the date of card issuance, not a natural year), swiping the card 6 times (no amount limit) will reduce the annual fee for the second year, and swiping the card 6 times in the second year will reduce the annual fee for the third year. If you spend 6 times with a single card (no limit on amount or form), the annual fee for the card in the following year will be reduced. And until the new annual fee discount policy changes are notified, this discount will be valid for a long time. The number of online purchases can also be accumulated into the 6 times of reduction or exemption of the annual fee for the following year.