Credit cards can be activated within the validity period. At present, the credit cards of Ping An Bank are valid for 3 years, 5 years, 8 years and 10 years. Cardholders can check the validity period under the credit card number and display it in the format of "month/year". For example, 10/ 19 means that the validity period of the card is 20 19, 10.

Expired and inactive cards will automatically become invalid, and it is impossible to apply for a recovery card and issue a new card. If the card is invalid, you can cut it and discard it without returning it.

The credit card is not activated, which does not affect the people's bank of China's credit investigation and business handling, and does not charge any fees.