The application conditions for students' credit cards are relatively simple, as long as they are up to standard in age and have no serious bad credit information. Of course, we need to pay attention to the fact that the credit card limit of students may not be very high. Many people apply for a credit card limit of only tens or hundreds of yuan, or even zero. They have to save money before spending, and it is only after accumulating a good record of using the card that the bank can raise the amount.
If the parents of students have a credit card, they can also directly apply for a supplementary card of their parents' credit card to use. The application conditions of supplementary cards are not as strict as those of the main card. Generally, they are over 13 or 14 years old and are immediate family members of the main card holder, so they can be handled. Moreover, the bill of the supplementary card is also included in the bill of the main card, and the cardholder of the main card is responsible for repayment.
credit card application conditions for students from all walks of life:
1. ICBC: students over the age of 18 can apply for a student card, and parents and counselors or class teachers of the colleges and universities are required as contacts
2. Bank of China: it is very difficult for designated colleges and universities to apply for a joint school card (Guangzhou has no one yet), and it may not pass the examination and approval, so it is necessary to issue a certificate from the school and bring my relevant documents to handle it
3. Agricultural Bank of China: graduate students. Undergraduate students need to provide proof of income source (basically not available). They need to produce proof of income and bring valid documents to handle it.
4. Investment invitation: Undergraduate students can't handle it, and graduate students can handle it only if they meet the requirements. Postgraduates need to issue proof of work and financial resources (one or more of the bank's salary certificate, real estate/car production certificate, copy of time deposit certificate and social insurance payment list)
5. Guangfa: You can apply for it if you are over 18 years old. You need to provide proof of financial resources or proof of real estate, vehicle production, income proof and original ID card, etc.
6. Everbright: you can apply over 18 years old, but you need to provide proof of work income or proof of financial resources, ID card, etc.
7. Pufa: you can apply over 18 years old, and you need to provide proof of work income or proof of financial resources, ID card, etc.
8. Minsheng: you can apply over 18 years old. However, if the probability of success is low, you need to provide proof of work income or financial resources, social security number and original ID card
9. China Construction Bank: you can apply, but you may not be able to pass the examination and approval. You need a household registration book and ID card, and your guardian will go to sign it together.
1. Deep development: students can't do it unless they provide proof of assets such as real estate license, but it is not guaranteed to pass the examination and approval.
11. CITIC: students. Unless you have a certificate of fixed assets such as real estate license, you need to provide relevant information for deposit, or provide a running bill of savings card, but it is not guaranteed to pass the examination and approval.