Can credit cards from other banks be used after Ping An Puhui expires?

It can be used, but there is a small possibility that after Ping An Puhui is used, your other credit cards will be seal up.

An overdue credit card may affect other credit cards in my name. If the cardholder's other credit cards have the same bank account as the overdue credit card, the other credit cards may be reduced or blocked by the bank; if the overdue card does not belong to the same bank as the other credit cards, then the other credit cards will have to be raised and collected after expiration. New cards will be affected.

If a cardholder's credit card is seriously overdue, such as three consecutive or six cumulative overdue payments, a large overdue amount, or failure to repay the credit card after repeated collections by the bank, the bank may It will be blacklisted and a bad credit record will be left on the personal credit report. In this case, cardholders will be affected when they apply for credit cards, mortgages, and use other credit services or products, and in serious cases, they will face legal liability. Summary

Question: Can credit cards from other banks be used after Ping An Puhui expires?

It can be used, but there is a small possibility that after Ping An Puhui is used, your other credit cards will be used. Credit card blocked.

An overdue credit card may affect other credit cards in my name. If the cardholder's other credit cards have the same bank account as the overdue credit card, the other credit cards may be reduced or blocked by the bank; if the overdue card does not belong to the same bank as the other credit cards, then the other credit cards will have to be raised and collected after expiration. New cards will be affected.

If a cardholder's credit card is seriously overdue, such as three consecutive or six cumulative overdue payments, a large overdue amount, or failure to repay the credit card after repeated collections by the bank, the bank may It will be blacklisted and a bad credit record will be left on the personal credit report. In this case, cardholders will be affected when they apply for credit cards, mortgages, and use other credit services or products, and in serious cases, they will face legal liability. Answer

Someone else’s credit card of Ping An Puhui died. I am the contact person. Does it have anything to do with me?

It doesn’t have anything to do with it.

1. After the cardholder dies, if there is any debt on the credit card, the family should be responsible for repaying it, or if the cardholder had property during his lifetime, his property will repay it.

2. The contact person has nothing to do with this repayment.

Which one is more reliable, Ping An Puhui or a credit card?

Credit card

1. Loan situations are different. Compared with Ping An Puhui, Ping An Bank's loan application threshold will be higher, the requirements for users will be stricter, and the loan approval time will be longer. However, it has more advantages in terms of quota and interest. High quota and low interest are the characteristics of banking financial institutions.

In addition, when applying for a loan at Ping An Bank, the lending funds belong to the bank; while Ping An Puhui is more of a service platform, and the lender is a cooperative institution.

2. Different properties. Ping An Bank is a joint-stock commercial bank, while Ping An Puhui is a loan service institution launched by Ping An Insurance. Although they are both financial industries under Ping An Insurance, they are very different in terms of nature.

3. Different business scopes. Banks can not only handle loans, but also provide other services such as credit cards, insurance, deposits, and exchange, while loan financial institutions can only provide credit services. This means that the business scope of Ping An Bank is larger than that of Ping An Puhui.

Is Ping An Puhui Loan a credit card?

Yes, Ping An Puhui Loan is a new financial loan credit card issued by Ping An Bank that is generally preferential to the public.

This concludes the introduction to Ping An Puhui Credit Card and Ping An Puhui Credit Card application. Did you find the information you need?