1. You can use a Chinese UnionPay card to exchange for Euros in France. A handling fee is required, but the regulations on the fees vary from bank to bank.

2. When withdrawing cash with a credit card (credit card), you need to pay interest or have higher handling fees. It is recommended that you use a debit card for ATM withdrawals.

3. UnionPay cards refer to bank cards issued by various banks and marked with the UnionPay logo, rather than a special card issued by China UnionPay. The new UnionPay logo uses the parallel arrangement of bank cards in three different colors of red, blue and green as the background, setting off the white "UnionPay" in English and "UnionPay" in Chinese, which is usually printed on the right side of the bank card.

4. UnionPay cards can be accepted at ATMs with the UnionPay logo or at the ATMs of the following four banks: Crédit Agricole (CAF), Groupe Caisse dt'epargne , Société Générale (SG), Le Crédit Lyonnais (LCL). Credit Agricole's ATM in Paris provides a Chinese interface, but other ATMs do not yet have Chinese interfaces.

There is no handling fee. All you need is your ID card and filling in the form.

If you are in a small city, the bank may not be able to change it, but in big cities and coastal cities, it is usually one per day. The limit is RMB 50,000 per person (after redemption).

Exchange procedures:

1. Which banks can exchange euros:

The four major banks (Bank of China, Industrial and Commercial Bank of China, China Construction Bank, and Agricultural Bank of China) can handle. The first recommendation is Bank of China. The spread of Bank of China is lower and you can get more euros, which is relatively more cost-effective.

In addition, the dual-currency credit cards of China Merchants Bank and Bank of Communications can be used directly to spend euros, and the equivalent amount in RMB is enough.

2. Notes:

(1) Each person can exchange up to 50,000 US dollars in euros. According to the current exchange rate of 1.39, it is 50,000/1.39 = 35,971 euros. If you need to exchange more than 35,971 euros, you need to make an appointment in advance, or use your family member's ID card to apply for more.

(2). You need to bring your ID card to the bank counter for processing.

(3) Not all business points can handle it. Generally, you need to go to a large local business hall to handle it. It is best to call in advance and ask.

3. There is also a euro exchange business on the black market.