Some friends have never paid attention to the limitations of credit card use. Not all card types can be used everywhere. Some card types are only suitable for domestic use, while some card types are suitable for use abroad. Therefore, everyone should choose the corresponding card type according to their actual needs. So which credit card is suitable for use abroad? These benefits are great!
Gold Edition of Dragon Card MUSE Credit Card
Use the MUSE card to pay through the Visa clearing network overseas (including online and offline), and you will get 1 cash back for each transaction. The customer's consumption will be credited within 15 days after being credited to the account, and the cash rebate limit is US$500/month/card. In the designated month, with the MUSE card, you can enjoy 8 cashback when swiping your card at designated overseas merchants of CARTIER, CHANEL, GUCCI, LOUISVUITTON, TIFFANY & CO. The five major brands will be credited within 15 days after the customer's consumption is credited. The cashback limit is US$200/month/card. If you purchase domestic and overseas air tickets (including discounted air tickets) in full on overseas websites or overseas Visa merchants or pay more than RMB 80 (inclusive) for travel expenses (including air tickets), you can enjoy global flight delay insurance, with a compensation of 200 yuan for every 4 hours of delay, and the annual cumulative amount shall not exceed 2,000 yuan.
HSBC Premier Travel World Elite Card
After the total points-accrued consumption amount in a single month reaches RMB 20,000 or its equivalent, you can enjoy the benefits in the next calendar month Enjoy an exclusive 50% discount on round-trip business class air tickets. Free access to global Longteng airport VIP lounges and domestic high-speed rail VIP lounges 8 times a year, and cardholders can use it together with passengers***. Enjoy free membership services at more than 850 VIP lounges around the world 6 times a year, and enjoy exclusive discounts from new airport top restaurants, spas and retail merchants. Enjoy 5 "Hotel Accommodation Gift Vouchers" throughout the year. Each voucher can be used to deduct RMB 300 from the order amount. You can choose a designated hotel in the "World in Palm" hotel area of ??HSBC China's equity platform and complete the deduction and payment with an HSBC credit card. Choose from nearly 1,000 designated five-star and high-end hotels around the world.
China Everbright Bank Overseas Premium Platinum Credit Card
Cardholders can get up to 8 cash back on overseas VISA purchases, 10% off on global Hertz car rentals, and pay for 4-day rentals in the United States and Canada for 7 days. Enjoy free 2-day/5-day global portable WiFi rental service and 3-day free parking at designated airports. Shangri-La Hotel pays 2 for a stay of 3, 3 for a stay of 4, and there is also a "50% off discount for two people traveling together" afternoon tea at a five-star hotel. 2x points for daily consumption and 3x points for birthday month.
Different card types have different rights and application thresholds. You should choose based on your actual qualifications.