The credit card has not been issued, which means that the credit card application has been accepted by the bank and is waiting for approval, but whether it is approved or not has not been finalized. There are many reasons for the non-issuance, such as the applicant's poor credit information, the applicant's insufficient income, and the applicant's incomplete information. If the application is rejected, the applicant needs to apply again after a period of time, so as not to waste personal credit information.