1. Bank of Communications can negotiate repayment. For Bank of Communications, if the customer's loan or credit card is overdue, but the repayment intention is strong, and he actively applies for interest reduction and delays the repayment period, Bank of Communications is generally willing to accept negotiated repayment. After all, negotiated repayment is better than bad debts, which cannot be recovered. However, it should be noted that the negotiation of repayment requires calling Bank of Communications, not a third-party dunning company.

2. Conditions for negotiated repayment:

(1) The cardholder or the cardholder's close relatives suffer from serious diseases and financial difficulties;

(2) The cardholder is unemployed and has no source of income, fixed job and income for the time being;

(3) The cardholder's business losses and total liabilities are serious.

1. Bank of Communications (BCM) was established in 1908. It is one of the oldest banks in China and one of the note-issuing banks in modern China. 1 987 April1day, the newly established Bank of Communications officially opened to the outside world, becoming the first national state-owned joint-stock commercial bank in China, with its head office in Shanghai. In June 2005, Bank of Communications was listed on the Hong Kong Stock Exchange, and in May 2007, it was listed on the Shanghai Stock Exchange. In 20 17, Bank of Communications has been ranked among the Fortune 500 companies for nine consecutive years, and its operating income ranks171; Ranked in Banker magazine, ranked 1 1 among the tier-one capital of the global 1000 big banks, two places higher than 20 16.

2. Precautions for 2.ATM withdrawal:

When withdrawing money at the counter, the service personnel must read their information clearly and check it before signing. When you enter the password, you must look around. If someone is nearby, you must remind others to go away. You can enter the password, and it's the same at the ATM.

After you get the money, count the money in person. If the amount is relatively large, you can withdraw money with your family to ensure the safety of the money.

At the ATM, carefully check whether there are any non-bank installed equipment on the ATM, and leave immediately if something is wrong.

The best time to withdraw money is in the daytime and crowded places, and try not to withdraw money at night.

Don't panic if you find that your bank card has been swallowed. Stay by and contact the bank staff as soon as possible.