Payment shall be made within 15 working days after registration by the gold merchant loan court. If the borrower fails to repay the loan within the time limit or is unable to repay the loan, the Jinshang Lending Association will bring legal proceedings against him and register with the court after the execution of the court judgment. After filing and registration, the loan projects invested by Jinshang Loan will be frozen, and it will take some time for Jinshang Loan to transfer funds to investors until the court completes the execution and transfers the corresponding funds to Jinshang Loan Account. Therefore, Jinshang Loan has reserved a repayment period of 15 working days on the website, which is used to handle court filing and registration, fund transfer and other matters.