Is "Pocket Life" safe and reliable?
The "Pocket Life" mobile client is a mobile Internet product specially released for credit card users, and can be associated with the main card or supplementary card. Including mobile wallet, colorful discounts (dining specials, points redemption, mobile cinema), convenient life (mobile recharge, daily payment, mobile lottery, air ticket booking, traffic fines), card services (bill repayment, recommended card application, application progress) , shipping inquiry, I want to open a card, card usage guide) and other functional modules to provide you with a new "thumb life experience" that is convenient, affordable and safe! Currently supports iPhone version and Android version.
Our Bank Mobile Life APP has a special security protection strategy, and security is guaranteed.
(Response time: April 17, 2019. For the latest business changes, please refer to the official website of China Merchants Bank.)
Are there any risks in real-name authentication on Palm Life?
There will be no risk.
1. As the official APP launched by China Merchants Bank, Palm Life aims to provide more convenient online services to China Merchants Bank users. Therefore, in terms of real-name authentication security, there is generally not a big risk.
2. Moreover, many functions in Palm Life require real-name authentication before they can be used, so if you want to use this software, you need to complete real-name authentication first.
3. As one of the major banks in China, China Merchants Bank has generally done a good job in protecting the privacy of user information, so we don’t have to worry too much when using the Palm Life APP.
4. If you do not want real-name authentication, many functions cannot be used normally, and major functions such as bank card transfer and balance inquiry cannot be used.
1. In 2002, China Merchants Bank realized credit card integration and professional services, becoming a pioneer in China's credit card market. Since the issuance of my country's first "one card, two currencies" credit card that meets international standards in December of the same year, it has achieved a series of world-renowned achievements.
2. Mobile Life is a mobile client application software launched by China Merchants Bank in 2010 to comprehensively upgrade the credit card usage experience.
3. As the first domestic credit card institution to launch mobile Internet applications, China Merchants Bank effectively combines the high-quality services of China Merchants Bank credit cards with mobile terminals to meet people’s needs for mobile services in the 3G era and bring people Great convenience. The daily life of cardholders also makes more people regard it as the primary factor for swiping their cards.
4. Recently, China Merchants Bank Credit Card launched the mobile payment product "QuickPass·Cloud QuickPass". Based on NFC near-field payment technology, "QuickPass·Cloud QuickPass" only needs to bring the mobile phone close to the POS with the "QuickPass" logo to complete the payment, which greatly improves convenience and security, and provides cardholders with more Faster, more convenient and safer payment experience. Users only need an Android phone with NFC function, a China Merchants Bank credit card and the Palm Life APP to activate the service.
5. Palm Life provides every user with convenient life financial service tools. We have carefully opened six major mobile e-commerce channels, including Taojin Financial Supermarket, coupons, installment mall, points redemption mall, online movie ticket purchase, and air ticket, hotel and travel booking, to connect the lives, consumption and finance of millions of people. Someone with more content.
Operating environment:
Handheld Life APP: 8.0.10
RedmiNote9ProMIUI12.5.3
It will be dangerous if the card is tied to Handheld Life ?
From my point of view, there is no danger. I have used China Merchants Bank for more than ten years, and then used Mobile Life for about three years. In fact, the security system of each bank’s APP is very complete, because He involves many things, such as smart deposits, transfers and remittances, online payments, investment and financial management, loan consumption, credit card repayments, living payments, foreign exchange trading, real-time interest rates, exchange rate inquiries, corporate finance, corporate loans and other businesses as well as comprehensive international finance Serve.
And it is easy to operate. Download the Palm Life APP on the official website, and then bind your personal credit card and debit card. After registering and logging in, you will see the following page:
The Palm Life APP is rich in content, including five main categories: Featured, Finance, Today's Discoveries, Mall, Mine. Among them, the selection is a recent product recommendation, including food, shopping, ticketing, etc.; the financial one is credit card management, including repayment, loans and other card services, today's discovery is the latest life information of the day, etc.; the content of the mall is considered It is relatively rich, but I think the price is a bit high. Of course, there are also some big-name brands that offer installment plans with no interest, which is quite cost-effective. Finally, there is my personal center, which includes card information and private information.
Binding a card is not only convenient to use the card, but you can also enjoy discounts without having to carry the card when going out. Therefore, with the development of technology, it is now electronic and in the Internet age, there is no need to carry money out at all. You only need one mobile phone, so you don’t have to worry about binding the APP to the card, but worry about not losing sight of your mobile phone.
When you really lose your phone, don’t worry, because logging in to the APP requires multiple verifications. In addition to fingerprints and online banking passwords, all must be verified before you can transfer money. Of course, today’s hackers are also sophisticated. Realm, therefore, major banking systems must also follow suit and introduce high-end protection systems and the security level against blackmail is the highest level, so intrusion is not an easy task.
Security Instructions for Real-name Authentication of "Pocket Life"
When using the Palm Life APP, everyone needs to bind their own relevant information and perform real-name authentication, and within the platform There is also college student certification, which allows certified users to enjoy more discounts. So are there any risks in real-name authentication on Palm Life? This is the issue that everyone is more concerned about. Below I have brought you an introduction to the security of real-name authentication on China Merchants Bank’s Mobile Life. Let’s learn about it together!
Are there any risks in real-name authentication on Palm Life?
1. As an official APP launched by China Merchants Bank, Palm Life aims to provide more convenient online services for China Merchants Bank users, so in terms of real-name authentication security, there is generally not much of risk.
2. Many functions in Palm Life require real-name authentication before they can be used. Therefore, if you want to use this software, you must first complete the real-name authentication.
3. As one of the major domestic banks, China Merchants Bank generally does a good job in protecting the privacy of user information, so when you use the Palm Life APP, you don’t need to have too many concerns.
Is Palm Life a telecommunications fraud?
Pocket Life is not a telecommunications fraud. The anti-telecom fraud chain prevention and control system, special protection of privacy and data security, system architecture and risk management methodology created by the Palm Life App based on the characteristics of mobile Internet are the three magic weapons of the Palm Life App in terms of user safety.
Are there any risks in helping people with Palm Life
No.
Handheld assistance just makes the assistance platform more popular and lets more people know about it, thus increasing its influence.
As an official APP launched by China Merchants Bank, Palm Life aims to provide more convenient online services for China Merchants Bank users, so in terms of real-name authentication security, there is generally not much concern. risk.
Moreover, many functions in Palm Life require real-name authentication before they can be used. Therefore, if you want to use this software, you must first complete the real-name authentication.
As one of the major domestic banks, China Merchants Bank generally does a good job in protecting the privacy of user information, so you don’t need to worry too much when using the Palm Life APP. .
If you do not want real-name authentication, many functions will not work properly, and you will not be able to use major bank card transfers, balance inquiries and other functions.