As we all know, with the rapid development of modern society, the use of credit cards has become more and more common. People often use them in daily consumption, which is convenient and fast. So if your credit card is in arrears, can you still go abroad? Next, in order to help everyone better understand the relevant legal knowledge, I have compiled relevant content, I hope it will be helpful to you.
1. Can I go abroad if I have a credit card debt? If the credit card debt is not paid off, as long as the bank does not sue and the court does not issue an exit restriction order, I can still go abroad.
2. Under what circumstances cannot you go abroad? 1. The "Passport Law of the People's Republic of China" stipulates that if the applicant has any of the following circumstances, the passport-issuing authority will not issue a passport: (1) No Having the nationality of the People's Republic of China; (2) Unable to prove identity; (3) Committing fraud during the application process; (4) Having been sentenced to a prison sentence and currently serving a sentence; (5) Notified by the People's Court that there are unsettled civil matters. The case cannot leave the country; (6) The person is a defendant in a criminal case or a criminal suspect; (7) The relevant competent department of the State Council believes that leaving the country will cause harm to national security or cause significant losses to national interests. 2. Article 12 of the "Exit and Entry Administration Law of the People's Republic of China" stipulates that Chinese citizens who are under any of the following circumstances are not allowed to leave the country: (1) Failure to hold valid exit and entry documents or refusing or evading border inspection (2) The person has been sentenced to a sentence that has not yet been completed or is a defendant or criminal suspect in a criminal case; (3) There is an unsettled civil case and the people's court decides not to leave the country; (4) The person is not allowed to leave the country due to obstruction of the country (border) Those who have been subject to criminal penalties for immigration management or have been deported from other countries or regions for illegal exit, illegal residence or illegal employment before the prescribed period of prohibition from leaving the country; (5) Those who may endanger national security and interests and are not allowed to leave the country as decided by the relevant competent department of the State Council ; (6) Other circumstances in which departure from the country is prohibited under laws and administrative regulations.
3. What are the consequences of overdue credit cards? If the bank credit card debt is not repaid, interest will accrue. If the amount is relatively small, bad records will be generated; if the amount is large, in addition to personal bad records, malicious debts will be formed after three periods, and the bank will report the case to the public security organ. Moreover, due to your personal bad record, your financial business such as housing loans and car loans will be affected. According to the provisions of the Civil Code and the Civil Code, banks and cardholders are equal civil subjects. An individual establishes a contractual relationship with the bank by applying for a credit card from the bank. If the cardholder fails to repay the overdraft overdue, he shall bear the liability for breach of contract. Therefore, after overdraft consumption, cardholders should repay the money as soon as possible after the bank collects it. Otherwise, late payment fees, penalty interest and other additional expenses will be incurred due to delayed repayment. Secondly, you may be held criminally liable if your credit card overdraft is overdue. Article 667 of my country's Criminal Law and relevant judicial interpretations stipulate that if a credit card holder overdrafts beyond the prescribed limit or within the prescribed period for the purpose of illegal possession and fails to return it after being called by the card-issuing bank, it is a malicious overdraft. If the amount exceeds 5,000 yuan, it constitutes the crime of credit card fraud. The above content is the relevant answer brought to you by "Can I go abroad if I have a credit card debt?" If your credit card is in arrears, it will not affect your ability to go abroad. You can go abroad.