Bank card refers to a credit payment tool issued by commercial banks to the society with all or part of the functions of consumer credit, transfer settlement, cash deposit and withdrawal, etc. Bank card reduces the circulation of cash and checks, which makes the banking business break through the limitation of time and space and undergo fundamental changes. The application of bank card automatic settlement system makes the dream of this cashless society come true.
Application and loss reporting:
When applying for a credit card, you need to bring your valid certificate, residence certificate, unit income certificate or personal assets certificate and go through the relevant formalities at the bank counter. You need to fill out an application form, in which the information requested is true. After filling out the application form, you should go to the head office of the bank where you open the account for the record. After the application materials are reviewed by the head office of the bank, it will take about 20 working days to issue the card to the customer.
Handling debit cards is relatively simple. You just need to bring your own valid documents, mainly your ID card, fill out the application form at the bank where you open the account, and then you can issue the card to the applicant.
The reporting procedures of major banks are not exactly the same. If you lose it, you can report it temporarily by telephone or online banking, and then bring your ID card and other supporting materials to the bank counter to report it.