It is normal.

You should take off your card directly soon.

Pay attention to check the short message issued by the card.

I also waited for more than 20 days and received a registered letter directly.

You can call customer service to check the progress and relax.

Hold your horses, and the result will come soon.

I wish you success!

Why is ICBC's online credit card application quota low?

The available credit limit of ICBC is related to the type of card. As a quasi-credit card, the credit limit of Peony Credit Card is fixed at gold card 10000 yuan and ordinary card is 5,000 yuan, while the credit limit of Peony RMB Credit Card and Peony International Credit Card is 0-50,000 yuan, which is determined by ICBC Credit Card Center according to the evaluation result of the cardholder's solvency. The approval of ICBC Platinum Credit Card is strict, and the initial limit is generally not lower than the fixed minimum limit. The specific value is related to the policies of credit card centers in various places, which is 20,000 RMB in Beijing and 50,000 RMB or100000 RMB/100000 USD in other regions.

Tips: Generally speaking, the more sufficient financial materials are submitted when applying for an ICBC credit card, the higher the credit evaluation of the cardholder by the bank and the higher the initial credit limit of the credit card.

Why did you apply for Bank of Communications credit card online? Although my credit card application failed, it just failed to meet the requirements of a bank, and it will not affect your credit card center's credit recognition of other banks. It is best to find out the reason for the failure, whether the income does not meet the requirements of the applicant bank, or the information is incomplete, or the credit record is bad. In these industries, banks generally do not approve credit cards:

Entertainment industry: KTV, video game city, Internet cafes, bars, beauty salons, dance halls, nightclubs and so on.

High-risk industries: ordinary employees in high-risk industries (such as coal miners, truck drivers, taxi drivers, security guards, direct sales, pyramid schemes, etc.). );

Freelancers: Freelancers with high mobility (such as unlicensed/mobile vendors, salesmen with uncertain income, agents, people who distribute small advertisements, self-employed individuals, McDonald's, etc.). );

Seamen, sailors and other non-local jobs;

Organs and units: mainly refer to the army and public security organs;

Blacklist users: As long as they are blacklisted by banks, they have no chance to apply for loans or credit cards.

There is no problem with the work, it depends on the credit information:

The credit information mentioned here is mainly overdue. If there are overdue debts, applying for a credit card will not succeed.

Within 7 days after the credit is overdue, the application basically has no impact;

Credit investigation within 30 days overdue, the highest success rate is 80%, and the card approval amount is lowered by about10%;

If the credit is overdue within 60 days, the highest success rate is 60%, and the amount of card issuance approval is reduced by about 30%;

If the credit is overdue within 90 days, the highest success rate is 50%, and the amount of card issuance approval is reduced by about 50%;

If the credit is overdue for more than 90 days, the success rate depends on the personality, and the amount is at most half of the normal amount;

If the credit is overdue for more than 6 months, just say Byebye.

The payment of water, electricity and mobile phone for more than 3 months will also affect the application, but it does not constitute the main factor.

Credit investigation is innocent, and then look at the integrity investigation;

Forged application materials: including forged identity cards, real estate licenses, income certificates, automobiles and all other supporting materials that need to be submitted;

Information fraud: the company information is incorrect, the phone number is empty, the address is fraudulent, and no one can be found;

Fill in the * * * information truthfully. Banks will ask a lot of non-application information when doing due diligence. Please don't underestimate the IQ of the bank.

Document problem: ID card expired, income certificate, no official seal;

Black intermediaries import forged information.

Other factors of rejection:

Age mismatch: the minimum application age stipulated by the bank is 18, and the maximum application age is 60. If it goes beyond the scope, it will definitely be rejected;

Not in the original unit, has resigned and applied for a credit card;

The applicant's company/company does not have this person;

Individual or small business owners, the registered capital is not enough to apply for the standard;

Applicants apply repeatedly, and the general bank stipulates that the time interval between the first application and the second application for the same bank is at least 3 months;

The application form is incomplete and the information is missing;

The signature of the application form does not match the name of the ID card.

These are the main reasons why credit card applications are rejected. You can see if you have touched the red line before applying, and you can remedy it at any time before applying.

Why can't China Merchants Bank apply for a credit card online? At present, China Merchants Bank credit card can be applied online. Please explain in detail the questions that need to be consulted in order to give targeted answers.

I applied for a 20-day credit card online at ICBC. Why didn't I reply? Call 95588 to ask, it should be here.

Are all ICBC credit cards applied online? Puka, Depp is not omnipotent, it is ordinary.

Online application also depends on your comprehensive situation, credit history and repayment ability. What level corresponds to what level of card, general card, gold card and platinum card can be used.

CCB's online credit card application was notified to the counter, but it was eventually rejected. What the fuck? I haven't seen CCB or other banks. Other banks apply for cards first, and then sign them in person. If the cardholder fails to submit the relevant certification materials for online application, CCB needs the applicant to complete the materials. After the materials are approved, they will go to the following branches for approval, the head office for approval, and then make a card. If the materials submitted at the outlets do not meet the requirements of CCB, they will still be rejected.

I applied for a credit card online for many days, and there was no response at all. Hello, if you apply for a credit card of China Merchants Bank, the credit card center will generally need 10 working days to review the application materials, and a text message will be sent to remind the customer after the approved card is issued. Generally, the card can be received within 15 days after receiving the card issuance notification message. Please click on. cmbchina。 /Common/Common.aspx？ Pageid=schedule, you can query the card processing progress.

I tried to apply for ABC credit card online yesterday. Why can't I apply for the application conditions?

At least 18 years old, with full capacity for civil conduct;

Have a good credit record;

Applicants may apply for no more than two supplementary cards for their spouses or relatives with full capacity for civil conduct;

Applicants should carefully read and approve the Peony Credit Card Charter of Industrial and Commercial Bank of China before applying for a card.

Application materials:

Identity information: copy of resident ID card or military officer's card;

Proof of work and income;

Other financial certificates: such as a copy of real estate license, a copy of automobile driving license, a copy of deposit certificate, etc.

Credit card application method:

Bring the credit certificate to the counter to apply: the applicant needs to submit a relatively complete asset certificate to ICBC, which will be audited by the background audit department of ICBC.

Online banking application: the applicant opens online banking with personal savings card account, enters ICBC official website, and enters the online banking page after entering the card number, login password and verification code. Click "Credit Card Service", you can choose to apply for a credit card under the credit card service page, fill in the information and submit it, and the review progress and results will be displayed on the online banking.

Why hasn't I heard from you about the China Merchants Bank credit card I applied for online? If I have applied for a CMB credit card, I can check the application progress in the following three ways: 1, log in to the credit card website at 8008205555, click "Query on Card Processing Progress/Card Delivery Progress" at the top right of the homepage, and enter the ID number as prompted. 2. Call the credit card customer service hotline -3 # for inquiry. 3. Through the credit card pocket banking APP, pay with the following card * after logging in, and select the interface in the application progress query.