Easy to handle: 1, 18 years old or above, a natural person with full capacity for civil conduct; 2. The place of residence or work is within the coverage of the business outlets of Huaxing Bank; 3. Have a fixed income source and a stable repayment ability; 4. Willingness to repay and good credit status; 5. Other conditions required by Huaxing Bank. If you meet the basic application conditions of Huaxing Bank's credit card, you can apply to the bank, but in order to pass the examination and approval better, try to provide more personal property certificates, such as real estate license, land certificate, driver's license, deposit certificate and so on.