Unconditional exemption in the first year, and the annual fee for the following year will be exempted if you swipe your card for 6 times.
China Merchants Bank Young Card is a RMB credit card launched by China Merchants Bank, which can be used for non-student customers under the age of 30. After the user opens the online payment function, he/she sets the cumulative consumption limit by himself. When the consumption reaches this limit, it needs to be reset, and the previous accumulated records will be cleared.
After the user opens the online payment function, he/she sets the cumulative consumption limit by himself. When the consumption reaches this limit, it needs to be reset, and the previous accumulated records will be cleared.
Extended data
Advantages of China Merchants Bank Credit Card:
1, credit card points play a great role.
Compared with credit card points of other banks, credit card points of China Merchants Bank can realize many functions, exchange more products and cash out.
There are many branches in China.
China Merchants Bank has many online stores. Compared with other joint-stock banks, China Merchants Bank has many online stores, especially in large, medium and small cities. Very convenient.
3. There are many offline activities.
Compared with other banks, China Merchants Bank's credit card has much more offline activities, and the high shopping points can also be discounted, which not only meets the needs of customers but also saves customers a sum of money.
4. Credit card application is very convenient.
It is very convenient for China Merchants Bank to handle credit cards, not only in online shopping malls, but also on mobile phones, telephones, WeChat, websites and at the door of salesmen.
5. The types of cards are complete.
There are many types of credit cards in China Merchants Bank, and there are different types of cards for different customers, which can bring the greatest convenience to customers.
6. installment payment is very convenient
At present, many online and offline shopping malls support the installment payment of China Merchants Bank, which not only has low handling fees, but also has low interest.
7. Value-added group buying activities
Customers with CMB credit cards can often enjoy the group buying activities of CMB credit card customers. The products are very rich and the prices are absolutely favorable.
Baidu Encyclopedia-China Merchants Bank Credit Card
Baidu Encyclopedia-China Merchants Bank Youth Card
How much is the annual fee for young card of China Merchants Bank?
Acceptance criteria: main card 900 yuan/card, auxiliary card 600 yuan/card. Exemption and exemption conditions: If any amount of installment payment is completed in this year, the annual fee of the main card can be deducted by 6.5438+0.5 million points, and the annual fee of the auxiliary card can also be deducted by 6.5438+0.5 million points.
Bank annual fee policy:
The annual fee-free policy of Bank of Communications is the annual fee-free policy in the first year, and the annual fee-free policy in the next year if you swipe your card six times in one year (unlimited amount). The swipe times of the main card and the auxiliary card can be calculated together. However, the credit card center may introduce a new annual fee standard, which will be published on the website of the credit card center and inform cardholders accordingly. If the annual fee-free policy changes, cardholders should not forget to adjust their credit card strategy.
The annual fee-free policy of Shanghai Pudong Development Bank is quite special. Cardholders of standard Capka, gold card and some platinum cards (accelerated points and simple platinum) will be exempted from the annual fee for the following year by swiping their cards six times. Standard platinum cards and co-branded cards need to earn 30,000 points to avoid the annual fee for the following year. (Consumption 1 meta-product 1 points)
Minsheng Bank and Shenzhen Development Bank have relatively high annual fee-free standards. The former requires cardholders to swipe their cards eight times a year to avoid the annual fee of the following year, while the latter raises the standard to 18 times. Moreover, both credit card centers stipulate that the number of swipes of the main card and the auxiliary card should be calculated separately, and any card that fails to meet the standard needs to pay the corresponding annual fee.
In the annual fee-free policy of banks, the words "the first year" and "the second year" are generally involved, but the timing start time of each bank is different. Some banks, such as China Construction Bank and China Guangfa Bank, are exempt from the annual fee from the cardholder's card opening date to the second day of the following year, while some banks start from the card verification date or card making date, and then the annual fee amount is reflected in the bill of the month of the card verification date or card making date, such as Bank of Communications and China Merchants Bank. In the latter case, if the cardholder does not use the card in the first year after applying for a credit card, and opens the card in the second year, it is likely that the annual fee will be charged directly, because according to the bank's timing rules, the cardholder's "first year" does not reach the number of swipes or the amount of swipes.
How much is the annual fee of China Merchants Bank young Card Youth Edition? How to reduce the annual fee
China Merchants Bank young card series credit cards are the most popular among young people, and the annual fees of different cards of China Merchants Bank Young card are different. So what is the annual fee for the most magical Young card of China Merchants Bank? How to reduce the annual fee?
First, China Merchants Bank Youth Card Series Credit Card Annual Fee Policy
China Merchants Bank's credit cards (Puka, Gold Card) are exempt from the annual fee in the first year, and the annual fee in the following year is exempted after swiping the card six times a year. Alipay recharge is included in the number of consumption. There is no annual fee-free policy for China Merchants Bank Platinum Card, and an annual fee must be paid if the application is successful.
China Merchants Bank Youth Card Xiaobai Youth Edition (UnionPay)
Annual fee: 300 yuan (free in the first year, free to swipe the card 6 times in the second year), annual fee of supplementary card 150 yuan.
China Merchants Bank Youth MasterCard Credit Card
Annual fee: 100 yuan (free for the first year, free for swiping the card 6 times in the second year).
China merchants bank young card VISA credit card
Annual fee: 100 yuan (free for the first year, free for swiping the card 6 times in the second year).
Note: In the annual fee policy of credit card swiping in some banks, online shopping is not counted as the number of swipes, but only counted as physical store consumption, while online shopping is included in the credit card swiping of China Merchants Bank Youth).
It is very good to evaluate the credit card series of China Merchants Bank Youth Card, especially the black card and white card of the youth version, and there is no handling fee for the first cash withdrawal every month; Maximum 100% withdrawal amount; Enjoy special discounts such as double points in the birthday month, which is worth handling!
Merchants youth card
(The first withdrawal every month is free; Withdrawal amount100%; Only under 30 years old)
Is there an annual fee for China Merchants Young Card?
Whether the China Merchants Bank Youth Card has an annual fee can be divided into the following two situations:
I. China Merchants Bank Youth Card (Campus Edition)
During the validity period of the card, there is no annual fee.
Second, China Merchants Bank Youth Card (Youth Edition)
Charge an annual fee. The charging standards are as follows: the annual fee of the main card is 300 yuan/year, and the supplementary card is 150 yuan/year. The annual fee is free in the first year of card application, and the annual fee in the following year can be exempted if you swipe your card six times in the same year, and so on.
China Merchants Bank is a joint-stock commercial bank. China Merchants Bank was established in Shekou, Shenzhen, 1987. It is the first joint-stock commercial bank wholly owned by an enterprise as a legal person in China and the first pilot bank to promote banking reform from outside the system. China Merchants Bank is headquartered in Futian District, Shenzhen. On April 9, 2002, China Merchants Bank A shares were listed on the Shanghai Stock Exchange, and on September 22, 2006, they were listed on the Hong Kong Stock Exchange.
There is no interest on installment payment with China Merchants Bank's credit card. After using the installment business, no relevant interest will be generated. Cardholders of China Merchants Bank need not worry about this, but it should be noted that no interest does not mean free. There is no interest on installment payment with China Merchants Bank credit card, but there is a handling fee. China Merchants Bank pays the handling fee in monthly installments. For example, 12 installments of 2,000 yuan, monthly payment: 2,000 x 0.66% =13.2 yuan.
Calculation method of credit card bill installment fee of China Merchants Bank: However, if you don't swipe your card at the designated merchant or go to the credit card mall for consumption, this kind of consumption is bill installment. The application is divided into three periods, six periods or 12 periods, and the corresponding handling fee is 2.6%, 4.2% or 7.2%. After the first installment, you can pay a single installment for several months in a row. In this behavior, the cardholder provides personalized choices such as two periods, three periods, six periods, 10, 12, 18 and 24 periods, and the corresponding handling fees for each period are 1.0%, 0.9%, 0.75% and 0.7% respectively. At present, the application for non-single transaction only supports 2, 3, 6, 10 and 12. The second phase can only be applied through China Merchants Bank's mobile banking and pocket life channels. Handling fee per installment = total installment amount × handling fee rate per installment. The total installment principal is amortized monthly, and the balance is included in the last installment. At the same time, the installment amount and the handling fee of each period are recorded.
How much is the annual fee of China Merchants Bank young Card Youth Edition?
China Merchants Bank young Card Youth Edition Annual Fee 100 Yuan. The annual fee is unconditionally reduced in the first year, and the annual fee is exempted by swiping the card six times in the second year, and so on.
Extended data
China Merchants Bank Young Card is a RMB credit card launched by China Merchants Bank, which can be used for non-student customers under the age of 30. After the user opens the online payment function, he/she sets the cumulative consumption limit by himself. When the consumption reaches this limit, it needs to be reset, and the previous accumulated records will be cleared.
YOUNG Card (Youth Edition) is only available to customers (non-student customers) under the age of 30. YOUNG Card (Youth Edition) is a credit card suitable for young men who have just graduated.
Wanda Cinema Co-branded Card is also suitable for young people, with an annual fee of 300/ year. The annual fee is unconditionally reduced in the first year, and the annual fee is exempted for six times in the second year.
References:
Introduction of China Merchants Bank-Youth Card
China merchants bank youth card quota
The quota of China Merchants Bank Youth Card is generally divided into three grades: ordinary card is 3000- 10000 yuan, gold card 10000-50000 yuan and platinum card is more than 50000 yuan. China Merchants Bank YOUNG Card is a RMB credit card launched by China Merchants Bank, which can be used for non-student customers under the age of 30. The main feature is that the cash advance amount is100% of the credit card amount; Double the points in the birthday month.
All China citizens who have reached the age of 18 to 30, have full capacity for civil conduct, have a legally stable income, foreigners with the right of abode in China, and compatriots from Hong Kong, Macao and Taiwan can apply for China Merchants Bank Youth Card locally. You can also apply for supplementary cards for 16-year-old immediate family members, with no more than 4 cards per household.
Annual fee of YOUNG Card Xiaobai Youth Edition (UnionPay) of China Merchants Bank: 300 yuan (free in the first year, free in the following year after swiping the card for 6 times), annual fee of secondary card 150 yuan. Annual fee of YOUNG MasterCard of China Merchants Bank: 100 yuan (free for the first year and free for swiping the card for 6 times in the second year). Annual fee for YOUNG VISA card of China Merchants Bank: 100 yuan (free for the first year and free for swiping the card for 6 times in the second year).
Minimum repayment of YOUNG card of China Merchants Bank: 65438+ 00% of the amount owed.
The billing date of China Merchants Bank Youth Card: 5th, 7th, 10, 12, 15, 17, 20th, 22nd and 25th of each month are the billing dates, which can be adjusted after the card is opened and changed once every six months.
This is the end of the launch of China Merchants Bank young Credit Card Annual Fee and China Merchants Bank young Credit Card Annual Fee of 300. I wonder if you found the information you need from it?