If your personal credit score is 77 points, you can get a normal loan.

Details:

1. Credit score is one of the reference indicators commonly used by banks and financial institutions when reviewing loan applications. A score of 77 is generally a good score range.

2. Banks will not only consider personal credit scores when approving loans, but will also consider other factors, such as income, job stability, etc.

3. If your personal credit score is 77, but other conditions are good, such as a stable source of income and employment or business record, you can usually get a normal loan.

4. Different banks and financial institutions may have different requirements for credit scores, and some institutions may pay more attention to the clarity and health of personal credit records.

5. Without providing sufficient information, we assume that the personal credit score is based on China's current credit system and that other application conditions meet general requirements.

Summary:

Based on the above situation, a personal credit score of 77 points can lead to a normal loan. However, loan approval also needs to consider other factors, including income, job stability, etc. Different financial institutions may have different requirements and standards.

Extended information:

Personal credit score refers to an indicator that reflects an individual's credit status by evaluating it based on an individual's credit record, repayment record and other information. Personal credit scores usually use the personal credit report provided by the Credit Reference Center of the People's Bank of China, which contains personal credit information and scoring results. This scoring result has a significant impact on the approval or rejection of loan and credit card applications.