Strategy for upgrading credit cards to gold cards. Because ordinary credit cards have lower amounts and fewer discounts than gold cards, many people want to turn their cards into gold cards. How to upgrade ordinary credit cards to gold cards ?

The levels of recruitment credit cards include black gold card, unlimited card, diamond card, platinum card, gold card and ordinary card. To know how to upgrade the ordinary card of recruitment credit card to gold card, you must first know the recruitment The difference between ordinary card and gold card.

1. The difference between recruitment gold card and ordinary card

Annual fee: Gold card is RMB 300 per year, ordinary card is RMB 100 per year.< /p>

Discounts: Gold card holders can enjoy more card benefits and conveniences. For example, abroad, China Merchants Bank gold card holders are provided with free emergency replacement card and other services.

2. How to upgrade CMB’s regular card to gold card

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If you can provide sufficient financial certificates, such as ownership certificates of all trading companies (real estate certificates, house purchase contracts, etc.), All vehicle certificates (all vehicle certificates, bank car loan certificates), income certificates (copies of bank agent salary records, income tax deduction certificates, etc.), etc., can be applied directly to the recruiting bank.

< p>1. Your daily consumption habits will also affect the credit card limit. For example, if you increase the frequency of the card, the amount of consumption, the stable continuous consumption rate, and the number of acquisitions, you can apply for a temporary limit of more than 3 months on the credit card.

2. Whether you repay in full on time to eliminate late fees and experience credit will also affect the credit card amount. To meet the second point mentioned by the editor, the credit card amount can be permanently increased after 6 months of credit card processing.