Although there are many online loan apps, many of them need to be reviewed and it is difficult to pass. When lending, I think everyone wants to find some online loans that are easier to pass! So, what online loans must be reviewed? I'll introduce you to several 100% approved loan apps. Let's have a look.

1. Cash sharing: it's an old sesame seed. It was launched last year. Maximum amount 10000, service period 15 days. Sesame has a good credit. You can apply for a mobile phone number that has been used for more than 3 months in the real-name registration system.

2, lightning loan: good reputation, the maximum amount 10000, as long as you complete the certification of lightning loan, you can borrow 5000 without any information.

3, money into the loan: a new credit card, the maximum amount is as high as 65,438+10,000, you can apply with a better credit card, which is relatively easy to borrow.

4.5 1 return: real-name registration system also needs a separate authorization to register mobile phones and sesame seeds, with a score of more than 500. The maximum amount is 20,000, and the service period is relatively short, only 7- 14 days.

5. Free pocket: the maximum amount is 8,000 yuan, the loan period is 7-90 days, the age requirement is between 18-35 years old, and it is easier to score more than 560 points for sesame seeds.

6. Flash loan: a large loan app with a quota of 500-50000. You can apply for age 18, and you need to authenticate your mobile phone number. The monthly reference interest is 2%.

7. Good wallet: You can download the App in the app Store, go online again after rectification, and certify that the credit card bill is good, and Taobao e-commerce can raise the amount.

8. Crescent Wallet: According to the feedback from netizens, there is no need to check the credit information. As long as the sesame score is above 600 and the maximum is 3000, it can be borrowed for 7 days, which is suitable for short-term emergency.

9. Flowers together: similar to the opening of Watermelon Mall, the amount is only 500- 1000, the loan period is 7 days, and there are basically no conditions.

10, money bag music: the interest is high, but the loan is easy to pass, the maximum is 3000, the service period is 7 days, and there may be random callback.

These are the easiest apps to borrow, and some only need real-name verification and other information. However, everyone should be clear before lending, especially in terms of interest, whether it is high or low, and it is best to lend according to their own needs and actual conditions.

Second, what should I do if the online loan arrears are more than 654.38+10,000 yuan? These online loans have no credit. What if they don't?

1. The borrower owes 40,000 yuan, florist 1 10,000 yuan, Qunar.com 5000 yuan, JD Finance 7000 yuan, Xiaomi loan 1 10,000 yuan, and installment music 5000 yuan. If these are overdue, will it affect the credit investigation? Alipay customer service did not directly explain whether the loan would be used for credit reporting, but the introduction loan was jointly launched by Ant Financial and China Post Consumer Finance, so the requirements for credit reporting would be higher. Because the loan amount is very high, starting from 50,000 yuan, and it is a platform owned by Bank of China Finance, it is said that 99% of loans overdue. I didn't do credit information before, so there was no pressure for everyone to use it, but recently some users found that Hua Bai should also start credit information. Many people found such a scroll bar in their own flower garden interface. Qunar. com Com is said to borrow flowers for credit reporting. Jingdong Financial Customer Service Center said: Some businesses of Jingdong Finance have been docked with the central bank. For details, please refer to the credit report of China People's Bank. Xiaomi Loan APP does not clearly indicate whether the credit is overdue, but for this kind of Internet, borrowing money is easy to be overdue and the interest is high, and overdue will also affect personal credit. Xiaomi has been approved by the China Banking Regulatory Commission to open a bank named Sichuan Hope. As long as the employer is the consumer financial institution of the bank, it will go to the city for credit investigation. So when you apply for Xiaomi loan, you can look at the fund provider first. If it is a bank, you must go to the credit bureau. It is said that installment music will not be used for credit investigation. Specifically, you can type a credit report in the central bank's credit information center to inquire whether there have been any records of the above loans in personal credit information. In order not to affect your credit, it is recommended to maintain good consumer repayment habits. Even if some online loans do not receive credit information, it will affect the situation of personal online loan big data. If you don't know about personal online loan big data, you can learn about it in official WeChat accounts such as Wei Sen Technology. If the online loan big data is not good, it may affect the results of your future online loan application. Now, in addition to ordinary online lending institutions, there are many financial institutions that will collect online lending data, such as flower beds, loan beds, auto finance and some banks. 2. In the face of monthly payment, there is no way to continue to support loans with loans, which leads to this situation. Is it possible to explain the situation to the platform, and then only repay the principal, not the interest? Please stop using loans to support loans, otherwise the arrears will only increase. If you can't find a job outside because of injury, you can temporarily find some jobs that you can do at home and online to increase your income. When your financial ability is insufficient, it is better to ask your family for help frankly. Both economic pressure and psychological depression can be alleviated. If the family can't pay back, think about whether there are any assets in the family that can be used to pay off debts. If possible, you can also let your family apply for a large loan in the bank in their own name, which is better than borrowing those small online loans to support the loan. You can try to negotiate with the platform to repay only the principal, but generally speaking, these institutions will not agree, but you can try. Support loans with an annual interest rate of less than 24%, and interest rate agreements with an annual interest rate of more than 36% are invalid. If the platform interest rate exceeds this standard, the interest exceeding the legal standard cannot be repaid. However, in order to avoid the platform chasing after you and disturbing your life with violent collection, it is better to communicate first. If the communication fails, ask the financial supervision department or the police for help, and the evidence must be kept.

3. Is the Easy Loan app really in urgent need of money?

Don't borrow any more, it will soon enter a vicious circle of funds.

4. Is there a better loan APP?

There is nothing better, you don't know what qualifications, big data or something, and I can't tell you.