Legal analysis: generally not. Only when the bank sues for the joint debt of husband and wife can it freeze the bank card of the other party. The joint debt of husband and wife refers to the debt incurred to meet the needs of husband and wife's common life. Including the following aspects: 1, the property purchased by one party with a pre-marital loan has been converted into the joint property of husband and wife, and the debts arising from the purchase of these properties; 2. Debts jointly incurred by husband and wife for family life; 3. Debts arising from husband and wife's joint production and business activities, or debts arising from one party's business income being used for family life or jointly owned by husband and wife. Legal basis: Article 1064 of the Civil Law of People's Republic of China (PRC) (hereinafter referred to as the Civil Law), the debts jointly signed by the husband and wife or ratified by one of them afterwards, and the debts incurred by one of the husband and wife in his own name for the daily needs of the family during the marriage relationship belong to the joint debts of the husband and wife. Debts incurred by one spouse in his own name during the marriage relationship that exceed the daily needs of the family are not joint debts of husband and wife; However, the creditor can prove that the debt is used for husband and wife's common life, joint production and operation, or based on the common will of both husband and wife.