1-3 days. According to the inquiry of my love card, the credit card limit cannot be directly transferred to the bank card, so transferring by credit card is to apply for cash advance. Users will operate through mobile banking or online banking. After the approval, the credit card will directly transfer the money to the bank card, and other operations are not allowed during the period. This time takes 1-3 days. If the user chooses to withdraw cash by credit card, the withdrawn amount can be deposited into the bank card on the same day.