Meituan Rural Commercial Bank credit card approval is not instant. According to the query of relevant public information, it is known that it takes 10 working days from the time of receiving the applicant's information to the time of completing the information review. Wuhan Rural Commercial Bank is a joint-stock commercial bank established with the approval of the China Banking Regulatory Commission. It is a sub-provincial urban rural commercial bank. It is a local banking institution directly managed by the Municipal Party Committee and Municipal Government, headquartered in Wuhan, and has a first-level legal person. It was established in September 2009 It was officially established on September 9th. A credit card, also called a credit card, is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. It takes the form of a card with the issuing bank's name, validity period, number, cardholder's name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Consumers holding credit cards can shop or consume at specially designated commercial service departments, and then the bank will settle the accounts with merchants and cardholders. Cardholders can overdraft within the prescribed limit.