1, spend more and keep the card active.

2. Merchants who cooperate with China Merchants Bank swipe their cards.

3. Overseas credit cards.

4. Apply for temporary line use.

5. Apply for reasonable staging.

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Credit card withdrawal skills of China Merchants Bank;

1. Diversification: Diversified merchants' consumption (credit card swiping) Personal POS machines can be diversified because there are many physical merchants in the background. There are different specifications for rates. Different rates show different merchants, and the same rate shows different merchants on different dates, thus realizing diversification.

2. Multiple times: It is suggested that the number of card swipes should be 15-25 times per month, so as to increase the contribution of the handling fee to the issuing bank.

3. Appropriate installment: installment can generate interest and handling fee, which can increase the contribution value to the issuing bank.

4. No overdue and minimum repayment amount: if there is overdue or minimum repayment amount, the bank will regard it as a user who is unable to repay, and the bank will not consider increasing the quota for users who are unable to repay.