It usually takes 3 days for the account to be stopped. Solution:

1. If the bank card is in danger of account transactions due to theft, Internet fraud, etc., the cardholder can call the bank’s number. Call customer service, then consult and explain the situation and request freezing.

2. Caused by overdue fees and arrears. Individuals can bring their bank cards and ID cards to the business hall, request the staff to unblock them, and pay off all outstanding debts in a timely manner.

3. Caused by system failure. If the bank's internal system fails due to network problems, cardholders need to wait patiently for the problem to be eliminated. After the problem is eliminated, the bank will activate the error correction mechanism to ensure the safety of funds.

There are many reasons for account suspension. The most common reason is that your account has been opened for a long time. This is also the easiest to deal with.

Extended information:

Stop payment refers to the act of the holder or the invoicer requesting his bank to stop payment of the check due to loss or other reasons after the check is issued.

The holder or invoicer can first notify the bank by phone. After receiving the written confirmation, the bank agrees to stop payment. The customer must indicate the number, amount, date and payee according to his check stub. Name. Once the bank receives a stop payment request, it first verifies whether the check has not been paid yet. If payment is not made, the ticket will be returned and the reply "stop payment" or "cancel payment" will be given. If the customer's written confirmation has not yet arrived, the bank's response is "awaiting confirmation of the stop payment order." All these responses must be communicated to the payee, who will find the ticketer to resolve the issue.

Credit card payment stop is a preventive measure taken by banks to strengthen management, ensure security, and prevent counterfeit and lost cards from being used to cause losses and adverse effects. At the same time, it is also an important step to stop payment of the main card or supplementary card at the request of the cardholder and reduce the cardholder's losses and risks.

(1) Credit card payment stop scope

Credit card payment stop is generally divided into cardholder's initiative to stop payment, card issuing bank to stop payment, head office to stop payment and cardholder's initiative to cancel.

(2) Types of payment stop

①Report the loss of the card;

②The main card requires stop payment of the supplementary card, and the unit requires the stop payment of the company card;

③Credit cards that exceed the limit but are not repaid within the deadline;

④Emergency stop payment cards in the current period.