With the enhancement of people's insurance awareness, more and more people buy insurance, and of course accident insurance is also deeply loved by people. Many people like to buy accident insurance first when buying insurance for themselves or their families, and this worry-free accident insurance of China Merchants Bank Credit Card has become the best choice for people. Of course, people like to choose return insurance when buying insurance. Then, is this worry-free accident insurance of China Merchants Bank credit card returned? Is the return insurance cost-effective? I just sorted out the relevant contents, hoping to help you: What's the difference between consumer insurance, savings insurance and return insurance? Which is better?

Is China Merchants Bank's credit card Xinfu worry-free accident insurance returned?

This worry-free accident insurance of China Merchants Bank Credit Card Xinfu is non-refundable, because the refundable insurance premium is more expensive. If there is no accident, you can get back the principal after the product expires, and the consumption type is relatively cheap. Unless there is an accident, the principal can't be recovered.

The general return accident insurance also depends on how the insurance company calculates it. Return accident insurance is more suitable for young people who have become the mainstay of family economy. For example, an insurance product can cover 20 years by paying for 10 years, covering land, sea and air accidents, which can be said to be comprehensive protection. There is no claim, but you can still enjoy 1 10% premium refund. This kind of insurance, like ordinary deposits, has a saving function and an additional protection function. Which insurance company is stronger? I just sorted out the relevant content, hoping to help you: the latest list! Top Ten Insurance Companies in China

Worry-free accident insurance of China Merchants Bank Credit Card Trust is non-refundable, but this insurance product has many advantages:

1, comprehensive protection: multiple accident protection+hospitalization operation allowance, providing multiple protection related to accidents.

2, always guaranteed, 24 hours a day.

3. Guarantee renewal. Every five years is a warranty period. Under the premise that the contract is valid, during the guarantee renewal period, the insurance company can't refuse to renew the insurance or increase the premium because of the change of the customer's health status or occupation and type of work, so as to ensure the continuity of this guarantee for customers to the greatest extent!

Of course, you can't blindly look at its single return type when buying insurance. Choosing this accident insurance product depends on the reputation and reputation of the insurance company, and it is necessary to choose an insurance company with easy claims and less deductible, because insurance reflects a long-term ability to pay. Insurance products are not right or wrong for customers, just depending on whether they are suitable or not.

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