Credit cards of different banks will have some differences between gold cards and ordinary cards according to the regulations of the card issuing bank. The specific information shall be subject to the information published by the bank.

The main differences between ordinary cards and gold cards include:

1. Different credit limits: The available credit limit granted by the bank to gold cards is higher than that of ordinary cards.

2. The application standards are different: the application standards for the regular card are lower and you can apply if you meet the basic age, income and credit conditions; while the application for the gold card must not only meet the above conditions, the bank also requires the applicant to The economic situation will have certain requirements, and relevant asset certificates need to be provided;

3. The annual fee for credit cards is different: the annual fee for the regular card is about 100 yuan, and the annual fee for the gold card is about 300 yuan. The specific information is based on the information released by the bank. shall prevail.

4. Enjoy different service discounts: Regular cards generally do not have any special discounts and services; gold cards will have corresponding benefits and discounts, such as free airport transfers, VIP lounges and other services.