Legally speaking, the whole video of door-to-door collection is the embodiment of civilized collection, which is a proof for both parties. Door-to-door collection personnel must bring their work permit, all materials of loan cases and relevant power of attorney, otherwise it is illegal to collect, and they can report to the police for handling.

As long as it is not a violent collection, it is legal for the formal department to collect it at home. The bank's door-to-door collection of credit card arrears is to safeguard the bank's own basic rights and interests, but if it is other credit disputes (not malicious credit card arrears), the public security organs have no right to intervene. Home debt collection is an act permitted by law, and it is also the legal right of creditors, but creditors should grasp the scale well in debt collection and avoid touching the law. If you forcibly enter the debtor's home, you may be sentenced to criminal punishment for trespassing.

According to Article 40 of the Law on Public Security Administration Punishment, anyone who illegally restricts another person's personal freedom, illegally invades another person's house or illegally searches another person's body shall be detained for more than 10 and less than 15, and shall be fined for more than 1000 yuan in 500 yuan; If the circumstances are relatively minor, they shall be detained for more than 5 days 10 and fined for more than 200 yuan and less than 500 yuan.