It usually takes 20-30 days to apply for a credit card, and you can do it at a bank outlet on Sunday.

Credit card application conditions:

1, at least 18 years old.

2. Hold a valid ID card.

3. No bad credit record.

4. Have a fixed work certificate.

5 proof of income stamped with the financial seal of the unit.

6. Other financial certificates, such as real estate, automobiles, stocks and bonds.

7. Social endowment insurance certificate.

The first three conditions must be met, and trying to provide 4-7 proof materials will improve the success rate and credit limit of card processing.

When a bank branch applies for a credit card, it will notify it by phone or SMS after approval.

Extended information: China related laws:

"NPC standing Committee?

The standard of English translation and writing in the field of public service was formally implemented, which stipulated the standard of credit card.

Credit cards are generally plastic cards with a special carrier, with a length of 85.60 mm, a width of 53.98 mm and a thickness of1mm. The name of the card issuer, the expiration date, the number and the name of the cardholder are printed on the front, and the chip, magnetic stripe and signature strip are printed on the back. Cardholders can use credit cards to shop, spend money and deposit and withdraw cash from banks.

Credit card consumption is a non-cash transaction payment method, and there is no need to pay cash when spending, and repayment is made on the billing day.

Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay.

Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.

Baidu encyclopedia-credit card