Question 1. What is cash installment? How to repay by cash installment?
Answer:
Cash installment means that Bank of Communications transfers the transfer amount within your credit card withdrawal limit to the savings card in your name. When handling this business, you need to agree on the repayment period and choose the number of installments. When you pay back every month, you only need to pay back according to the agreed installment plan.
Question 2: What is the maximum amount of cash installment business?
Answer:
Bank of Communications credit card cash installment amount is between 2000-50000. If the withdrawal amount allows, the applicant can get a maximum of 50,000 yuan, but it should be reminded that the amount obtained by cash installment is only for personal consumption and cannot be withdrawn.
Question 3: How to use the funds obtained by cash installment? What should I pay attention to?
Answer:
The money obtained by cash installment can only be used for personal consumption, such as decoration, home appliances, wedding, car purchase, student aid, tourism, medical care and so on. , but can not be used for production and operation or for investment, house purchase, stock purchase, etc. If you want to use Qian Shengqian, you are all wet ~ ~
Question 4: How long will it take for the applied funds to arrive after cash installment?
Answer:
After the application was submitted successfully, Bank of Communications made the transfer in time, which can be summarized as "secondary transfer" in two words. But it's hard to say when the account will arrive. The specific time will be subject to the settlement of your receiving bank.
Question 5: How to repay after applying for cash installment?
Answer:
After the cash installment transaction is recorded, it will be paid in installments according to the number of installments selected when you apply, and will be included in the next bill. You just need to pay back according to the bill of each period ~ ~
Question 6: Can I repay in advance after successful cash installment? Is there a handling fee for prepayment?
Answer:
After handling the cash installment, you can repay in advance, but if you need to apply, you can cancel the installment by selecting the cash installment transaction that needs to be repaid in advance through the bill payment-I want to borrow-loan details. After cancellation, the remaining principal and handling fee will be recorded in one lump sum, and the installment handling fee collected will not be refunded.
Question 8: After the cash installment, which card will the applied money be transferred to?
Answer:
After the cash installment application is successful, Bank of Communications will immediately transfer the amount you applied for to the debit card specified when you applied, and you only need to use the debit card to spend.
Question 9: How many times can I apply for cash installment?
Answer:
Bank of Communications credit card cash installment can be handled multiple times, as long as your credit card currently has enough cash withdrawal limit, you can apply again.