If the credit card is not activated, it will not be invalidated until the validity period of the credit card expires.

The general validity period of credit cards issued by various banks is 3-5 years, and special cards have a validity period of 8 years. If the credit card is not activated, it means that you need to wait 3-5 years or 8 years before it becomes invalid. But if you need to use it, you must activate it before it can be used normally.

There are three ways to activate a credit card, one is online activation, one is activation by phone, and the other is activation at a bank branch. If you apply for a credit card online, you must go to a bank branch to apply for card activation. If you have not applied online before, you have more options.

1. The credit card customer service phone activation process is as follows:

1. Call the 24-hour customer service hotline shown on the back of the credit card and enter the cardholder's card number and query password;

2. According to the voice prompts, select credit card activation, and then the activation will be successful.

2. Credit card activation online:

1. First log in to the credit card issuing bank’s online banking page and enter the cardholder’s card number and password;

2 .Find the "Credit Card Activation" page, enter the reserved phone number and other verification information according to the prompts on the page, and the credit card can be successfully activated if the identity verification is passed.

3. Go to the counter of a bank outlet to activate your credit card:

To activate your credit card at a bank outlet, just follow the instructions of the counter staff.

Extended information:

1. Most credit cards meet the condition of "you can waive the annual fee by swiping a few times a year". However, for some high-end platinum credit cards, because the cardholder has the right Enjoy special treatment, the high annual fee sometimes cannot be reduced, or more points are required to be exempted;

2. For example, the classic version of China Merchants Bank Platinum Credit Card has an annual fee of 3,600 yuan, which can only be passed through 1 Redeem 10,000 points (or accumulated spending of 80,000 yuan). In addition, due to the common phenomenon of "card application but not activation", we really need to pay attention to some special card types that still need to pay annual fees and production costs even if they are not activated. For example, the standard version and elite version of the Industrial Bank Rider Credit Card Platinum Card, once issued, will still charge an annual fee of several hundred yuan even if they are not activated.

People's Daily Online - "Hidden Rules" of Credit Cards: Some cards have to be charged annual fees even if they are not activated