1, the lowest threshold, of course, is the local small commercial banks, and it is easier to apply in big banks. However, as long as a work certificate can be issued, all conditions can be ignored. If you can't issue it, you can rely on the work card. If you still don't have it, you can apply unless your company is good, and then apply with your ID card. If you want to have a larger quota, you can also consider Guangfa and China Merchants Bank. College students can generally apply for China Merchants Bank at 5000. In fact, CCB is the best, its service is thoughtful and humanized, but it is relatively difficult to increase the credit line.

2. Bank of Communications Credit Card

The threshold for card approval is very low. You only need to provide your ID card and your work certificate (that is, work permit, badge, or income certificate stamped with the official seal of the unit, or even the original business card and a copy of the pass of the institution).

The overdraft limit is not very high, of course, the information you provide is more comprehensive, which proves that the limit of your own real estate and automobile products will be much higher. The interest-free period of Bank of Communications is relatively long, which is 56 days. Except for the perpetual power card, you can apply for installment repayment for a single consumption of 1 0,500 or more. There is no free SMS reminder function for transactions, and the monthly SMS reminder service for transactions in 3 yuan.