There are three ways to borrow money with a credit card:

1. Cash installment, that is, the cardholder actively applies for it, and the bank will convert the amount applied by the cardholder after approval. It is cash and deposited into the debit card designated by the cardholder, and the cardholder can subsequently return it according to the specified number of periods as agreed.

2. Cash advance, also called cash withdrawal, users can directly take their credit card to the bank's ATM machine to withdraw money.

3. Credit card loans, which are generally used for large purchases such as car purchases and renovations. The bank will grant a certain loan amount based on the credit status of the cardholder, and the cardholder will repay the loan in one lump sum. You can repay in two ways: principal and installment.