To apply for a credit card, you need to submit the original ID card and other supporting materials before you can apply for a credit card. As far as the applicant's identity card is concerned, the identity card is a legal document of a national citizen, which has legal effect and can prove the applicant's true identity. If the ID card expires, it can't be used as a normal certificate, and the bank staff can't read the applicant's personal information on the card reader. If you give it a credit card, it is very risky and may cause economic losses to the bank.

If the ID card expires, you can go to the public security organ to apply for a new ID card and then apply for a credit card.

The process of replacing the ID card is as follows:

(1) If it is necessary to renew the resident identity card due to the expiration of the validity period, the applicant shall issue the original resident identity card; If the original identity card cannot be issued, it shall be handled according to the replacement procedure.

(2) If the resident identity card needs to be renewed due to defacement or incompleteness, the applicant shall issue the original residence booklet and the resident identity card.

(3) If it is necessary to renew the resident identity card due to household registration, it shall be accepted at the same time as the registration formalities, and the applicant shall issue the household registration certificate and the original resident identity card.

(four) because of the change and correction of the registration content, it is necessary to renew the resident identity card, and it will be accepted at the same time as the change and correction procedures in registered permanent residence, and the original resident identity card will be recovered.

(five) college freshmen need to apply for and renew identity cards, by the school to assist the police station to do a good job of student notification and registration, to the police station for centralized handling.